****** Insurance for Chocolate Lovers by Antoine Bighard ******
===============================================================================

Insurance for Chocolate Lovers


When John got into the insurance business no one told him it was going to be
this hard. After he was laid off from the company he worked for as an
accountant for twenty years, it took him almost a year to get this job, a door
to door insurance salesman. It was a scorching July afternoon. It was three
O'clock and John had not made one sale yet. When he walked up to the first
house on this block. John was met with a surprise of a young girl sitting on
the front steps crying. John approached the Young girl who looked about
thirteen, and asked what the matter was. She looked at him with her angelic
face, and told him that she had locked herself out of her house, and her
parents will not be home for another two hours. He told her that that's no
reason for a young lady like her to be crying. She gave him an embarrassed
look, and told him that she had to go to the bathroom really bad. John had to
hold himself back from laughing before seriously suggesting to her to find a
bush from the many which surrounded the house where she can relief herself. The
young girl replied embarrassingly that she had to go a number two. At this
point John understood that this young lady would be to embarrassed to commit
such an act in public. Not standing to see a sweet young girl cry while holding
her stomach in pain, John suggested that there must be a way to get inside the
house, and he would help the young lady in finding that way.

After a long search they John, and his young friend were able to find a vent
which led to the basement which might be big enough to fit her through. After
removing the grill the young girl whose name was Jackie as he discovered began
to wiggle her way in there. Unfortunately the vent was too small for her and
after her head and shoulders made their way through Jackie was stuck at the
elbows leaving half her body to stick out of the vent. In the process of her
wiggling Jackie's dress had pulled up all the way to her waist exposing a
beautifully round bottom covered by piss stained white cotton underwear. John
couldn't believe the sight, and his erection began to push against his pants,
yet he tried to compose himself as he placed his hands on her ass cheeks in
order to give her a push. This action only spread the girl's bottom, pulling
the underwear into the crack of her ass, and extenuating the young girl's ass
cheeks. John then heard the girls muffled scream, as she was afraid of the fall
she might encounter if she enters the basement. Trying to pull her out of the
situation was not going to be any better it only made Jackie's dress rip in
half and pulled underwear down as to show the top half of her ass. John
couldn't believe this, as the sight wanted to make him burst in his pants. He
could no longer help himself, and after looking around carefully, and realizing
that the area was covered from sight by the surrounding bushes, John unzipped
his pants pulled out his enlarged cock and began to masturbate.

Now he heard another muffled yell from the girl telling him that she couldn't
hold it anymore. John stopped masturbating and pulled down her panties
completely. John couldn't help himself. This has been a longtime fantasy of his
in which his prude wife absolutely refuses to participate. John lay on his back
directly under the vagina of the young girl and watched as her piss began to
squirt all over his face drinking the warm liquid deeply. The taste and smell
of the urine exiting this young vagina was simply heavenly. He then began to
watch as the hole of her ass began to expand. He quickly placed his hands on
the back of her knees and pulled her legs up, putting her in a squatting
position, and bringing her asshole closer to his face. As the pieces of brown
chocolate exited this beautiful asshole John opened his mouth widely expecting
the delight. He was able to catch some of it into his mouth, but some of the
fast escaping chocolate snake fell to the side on the ground. John had become
completely entranced by this experience and his mouth hungrily attached little
Jackie's asshole and vagina licking them completely clean. The young girl was
now shivering in excitement, and her legs clamped around his head as her young
pussy became a pool of excited fluid from all the clitoris licking which John
ended his performance with.

John could no longer help himself, and he had to share his excitement and his
huge erection with the young lady, and yet John felt guilt about taking the
virginity of this young woman. The traces of shit around her asshole still
glowed against the sun. John took some of the shit, which had fallen, against
the ground, and rubbed it on his huge erect penis, he also applied some the
feces back into the asshole of the girl. Using her feces as a lubricant John
plunged his large member into the ass of the helpless girl and began to push
back and forth as he heard her screams from inside. He thought to himself, My
God, am I committing a sin? But the feeling was too good and John couldn't stop
at this point. Making the sign of the cross, he continued to fuck the young
asshole until his cock became fully engorged. He pulled out of Jackie's asshole
just in time to watch as loads upon loads of his cum came out exploding, and
shooting unto the young shit smeared asshole and dripping all over Jackie's
beautiful white thighs and her wet pink vaginal lips.

The sight was amazing, and this was the best orgasm John had experienced in
years, yet now he was confused as to what to do, then an idea occurred to him.
John took some of the shit on the ground and rubbed it all over the girl's
body, and with one big shove pushing against her crotch the young girl went
flying inside into the basement. John listened to the fall, and it didn't seem
so bad. He took the ripped part of the Jackie's dress, and wiped himself clean
after washing off with a hose in the backyard. He through what was left of the
rags into the opening, replaced the grill, and walked around the house looking
around to assure nobody noticed what had just occurred.

Two days had passed, and everything was normal. Everything except the inside of
John's head. The feelings of guilt and fear had completely overtaken him. He
expected that at any second the police would come to his house, and ask for
him. He would be exposed in front of his wife, his children, the neighbors, the
whole community if not the whole world as news of this story make their way to
CNN's headline news. He couldn't believe what he did, had he become completely
insane. He was such a loser. He had a lousy job, his wife, and children
completely ignored him, and now he will be exposed as a child molester, a
rapist, and on top of it all he was a shit-eater. What kind of God would create
such a horrible creature? John thought to himself.

On the third day John finally decided to confront the situation before it
reached his home. He would simply go to the home of the family, and explain
that he was the criminal, at this point they could do to him whatever they
pleased, kill him or turn him in to the police. What ever happened he deserved
it. John grabbed his suitcase and told his wife that he had to finalize a deal
he made a couple of days before. As he approached the house he wondered why he
had not heard about anything on the news. Was the girl dead? he wondered.

The door was opened by a strikingly beautiful woman who seemed incredibly calm
for someone who had such a tragedy occur in her family. John was too nervous to
spell things out. He swallowed his throat, and introduced himself as an
insurance salesman stumbling through the rehearsed speech. The woman said that
she was interested in buying some life insurance, and invited John in. This
seemed extremely surreal to John. Where was all the pain and misery which he
caused? His experience became even more twisted as young Jackie looking very
fresh and healthy walked into the room introduced herself as if she had never
met him, proceeded to sit on the couch across form him and smile while combing
the hair of a Barbie doll. John's trance was interrupted by the mother asking
if he would like something to drink. After swallowing John told her that some
water is just what he needed. As the mother headed into the kitchen, moments of
silence passed as John watched little Jackie play with her doll. Jackie pulled
up the doll's dress, and pulled down her panties. John began to sweat
profusely. What was the child up to? Jackie smiled and told him that Barbie
needs to poop, and asked him if he would like to taste it and she began to
giggle. John's mouth dropped. This young girl was fucking with his head. At
this point the girl's mother returned, adjusting her skirt, and holding in her
hand a glass filled with a yellow liquid. She apologized to John for not having
any cold water, and said that she thought she would give him some warm piss
instead.

She asked, "You like warm piss fresh from a hot pussy don't you John?"

This story is part of White_Shadow's_Nasty_Stories.
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