The next day, Ken and Judy again walked to the swimming pond. There was less awkwardness this time. Ken again undressed first and went in the water. Once he was in and facing away from her, Judy undressed and went in. The shyness and fright she had felt yesterday was replaced with excitement and curiosity.

The idea of being with a boy while she was almost nude was somehow arousing to Judy. Ken too felt the same emotion. He was thankful his cock, which had hardened, was hidden by the water. The occasional glimpse at Judy's bare tit as it momentarily popped above the surface only managed to further excite him. Little did he know that every "accidental" glimpse was not an accident. Judy, feeling bolder, would intentionally rise up enough to expose herself to Ken. She tried to make it seem an error on her part. She would have been extremely embarrassed if Ken knew it was intentional but she found it exciting knowing he saw her breast.

Once through swimming, the pair left the water and Ken retrieved the now dry underwear from under the bush where they had placed it the day before. Without saying anything, they faced away from each other and dressed. The wet underwear was put under the bush to dry and the couple left. The walk back was less urgent for Judy now being completely dressed and this time wearing her bra. The act of exposing herself had been exciting but she managed to get back to the house before masturbating this time. They did agree to go swimming the following day.

That night, Judy masturbated to the fantasy of being completely nude with Ken. He would gaze upon her with awe as she was exposed before him. She imagined his hard cock sticking out caused by her beauty and nudity. This fantasy seemed to give her a more intense orgasm than she had before. It made her think.

The third day was a repeat of the second except Judy had more "accidents" than the previous day. Her small pert tits would break the surface of the water a little more often and they were exposed a little longer. Ken, not sure how to act in this situation, would try not to stare but couldn't stop himself from looking each time. Judy would duck down each time in a mock attempt to cover herself but secretly was smiling at Ken's reaction to her.
They dressed as before and left, promising to return again the following day.

That night, Judy again masturbated to her fantasy of being nude with Ken. She lay in her bed after climaxing herself and wondered what it would really be like to be nude with Ken. The thought excited her but she was still somewhat apprehensive. She vowed to herself she would try going topless with him the next day. She was slightly frightened but decided to test herself anyway.

The next day was rainy. Judy was a little relieved she didn't have to "prove" to herself she could get topless with Ken and also a little disappointed she didn't have the opportunity.

The sun came out the following day and the heat returned. Judy and Ken quickly finished their morning chores and headed to the swimming pond. Before they left, Judy went to her room and removed her bra. She was scared to get topless but really wanted to. She thought not wearing a bra would be easier. She didn't talk much as they walked knowing what she was going to do once there. She spent the whole time debating with herself.

They arrived at the pond and Ken started to unbuckle his belt. Judy hesitated for a moment and then pushed her shorts down as Ken's pants fell. Ken immediately noticed Judy's action. In shock, he turned towards her. "Aren't you going to wait until I'm in?" he blurted.

The sudden statement made Judy jump. She said the first thing that popped into her head. "You've already seen me so I didn't think I had to. You don't mind, do you?"

"Ah, err, um, no, I guess not," Ken mumbled. Ken, the first to feel awkward, reached for the bottom of his t-shirt and lifted it. As he did, Judy took a deep breath and also lifted hers. She knew her tits would be exposed. Her face became flushed. She intentionally hesitated when the shirt was covering her head. By now, Ken would be looking at her bare breasts and she wasn't sure how to react. Her hesitation was brief. She knew she couldn't just stand there with her shirt covering her head and quickly pulled it off. Instinctively her gaze went toward the ground.

She didn't see the look in Ken's face but she did see the bulge in his underwear. In an almost hypnotic state, she watched the bulge grow until his cock stood out in his underwear like a tent pole. The size of it amazed her. She had seen his cock erect last year but it hadn't been nearly as large. She had no idea how long she had stared when Ken spoke. He had become self conscious of his current state of arousal. "We'd better get in the water..." he murured.

His voice broke Judy's trance. "Ah, OK," she mumbled back. The two hesitated for a moment longer before they entered the water. Instead of frolicking like they had before, the two were quiet today. They swam but stayed close to each other. They were only playful enough to be able to innocently brush each other "accidentally" as they swam. Their state of arousal heightened with each touch and the brushing became more frequent and bold.

Judy would let her hand float across Ken's underwear giving her a feel of his cock. Ken would allow his arm to sweep across Judy's chest brushing against her nipples. Eventually his hand wandered to her panties. Judy gasped as Ken's fingers gently slid across her panty covered ass. As their games continued, Judy became more excited. Judy unconsciously spread her legs a little when Ken's hand finally slid between her legs. It hadn't been an intentional "grab" but rather an "accidental" brush. None the less, it affected Judy. She wanted more. Her shyness was gradually being replaced with lust.

Judy's lustful feelings started to frighten her. "We'd better be getting back," she stated. Ken said nothing but the two exited the water. Once ashore, Ken's cock became apparent to Judy again. Instead of tenting his underwear now, it was against his stomach. His wet underwear clearly outlined it. Shyness once again left Judy. She wanted to see that cock.

Ken retrieved the dry underwear and handed Judy her dry panties. As she took them, he turned his back. Judy, without thinking about what she was saying, mumbled, "You don't have to turn if you don't want to."

Ken turned back around and faced Judy. His eyes were on her chest and her eyes were on the bulge in his underwear. After a moment, which seemed like an eternity, their hands went to the waistband of their underwear. With what seemed to be an unheard cue, both pushed down at the same time. Ken's cock slapped against his stomach as Judy's panties crumpled around her feet. Ken's eyes went from Judy's chest to her growing bush. Judy's eyes were glued onto the hard cock.

"Why don't we wait until we dry off instead of putting our clothes on while we're wet," suggested Ken in a shaky voice.

"OK," Judy answered in her trance like state, never removing her eyes from Ken's erection. She could feel her legs getting weak. "Let's lie in the sun."

They lay down facing each other. Neither moved after they reclined but both continued to stare. Finally Ken's arm extended and his finger touched Judy's nipple. She shuddered as her nipple hardened to his touch. As quickly as he touched, he withdrew his hand. Judy didn't move nor did she say anything.

Ken again reached out and touched the nipple. This time he lingered. Judy was aware he was touching her but her mind was concentrated on his cock. As he became bolder, his hand started to massage her breast causing the girl to become more aroused. She moved her hand towards his cock.

She tentatively touched the erection with her finger waiting for a reaction from Ken. He continued to play with her nipple and tit paying no apparent attention to what Judy was doing. Gathering more courage as she became hotter, she started to manually explore Ken's cock and balls. The action caused Ken to become bolder and his hand slid off the breast and moved down Judy's stomach to her crotch.

Judy's legs instinctively opened giving Ken access to his desires as she started to rub his cock. Except for the noises of nature, the only sound was heavy breathing as the couple explored each other's crotch. Ken's finger brushed Judy's clit causing her to moan. She gasped as the finger slid down her wet slit. She gasped as the finger pushed in and slipped inside her. Her fingers wrapped around his cock and she started to jerk Ken off in time with his finger plunging in and out of her love canal.

Ken was the first to climax. Cum spurted from his cock and covered Judy's belly. His climax, coupled with his finger suddenly jamming its full length into her pussy caused Judy to go over the edge. Her face contorted as her orgasm hit. For the first time in her life, a boy made her cum. Her eyes closed and all her movements stopped as her rockets went off.

After what seemed like forever, her orgasm finally subsided. She opened her eyes to see Ken smiling at her. Her eyes demurely lowered out of shyness and his cock came into view. The once proud soldier was now limply hanging between his legs. Although she understood the anatomy of the situation, the difference amazed her. She wanted to touch the limp member but shyness struck. She could only stare.

"We'd better get going," Ken said softly. Judy could only nod in agreement. Ken crawled to the bush and retrieved the dry underwear. He crawled back and handed Judy her panties. She took them and wiped the cum from her belly. "Sorry," Ken whispered.

"That's OK," Judy answered as she balled up the soiled panties. Sitting up, she cast aside the panties and reached for her shorts. She casually pulled them on and picked up the panties. She stood without bothering with her top, walked to the water, and rinsed the article out.  "You'd better put these back to dry out," she said handing the now wet panties to Ken, who was still nude.

He placed the panties under the bush along with the other wet ones, hesitated, and then put his dry ones there also. "If you're not wearing any, it's only fair that I don't too." He pulled on his jeans. The two then put on their shirts and left.