Judy was 9 years old. She would be turning 10 in August. Her family lived in a quiet suburb. Both Judy's parents worked full time. Her mother had gone to work right after school had started last fall and Judy and her brother Ted stayed alone after school until their mother came home from work. Summer was coming and school would be out. Arrangements had been made for Judy and Ted to live with Judy's aunt, uncle, and 3 cousins for the summer. They lived on a farm and Judy was looking forward to her vacation there. She would miss her parents and friends though. The farm was a six hour ride away so she wouldn't see much of anyone until school started again. Still, she thought it would be fun. The only problem was all 3 of her cousins were boys. David was 13, his brother Ken was 12, the same age as her brother, and the youngest, Mark, was 10.

The last week of school proved to be a busy one with packing and such. School ended on a Friday and Saturday morning the car was packed and they were off to the farm. With stops, it was late afternoon when they pulled up the dirt road to the farm. After the hugs, hellos, and greetings were over, Judy's cousins were sent out for the luggage and her aunt brought her and her brother upstairs to show them where they would be living. The second floor had been set up like a bunk house. There was one large room. A few blankets had been hung from the rafters on one end to divide off sort of a private room for Judy. Her brother would be staying with her cousins in the open part of the room. Judy's aunt explained that the boys weren't allowed in her section but Judy would have to make sure the boys weren't changing before she left her section because the stairway was in the middle of the room and she would have to cross the boys' part to get to it.

The rest of the day was spent settling in. After supper the adults went into the family room to talk and the youngsters all went on a tour of the farm. Judy and Ted had both been there many times but it was a good excuse to go out and spend some time with their cousins. At dark, they were called into the house and an hour later it was announced that bed time had arrived. Due to the living arrangements, teeth were brushed and all other necessities were taken care of before they changed into their night clothes. Judy entered her enclosure and sat on her bed for a moment. She was a little nervous about taking off her clothes with no solid walls around her. She looked ar her cloth enclosure to check for any openings. Everything looked pinned tight. She walked to the opening. It faced the outside wall and only a walk space was in front of the cloth room into the boys' part. She peered out and looked toward the stairway. She knew the boys were there but could see no sign of them. Satisfied with her privacy, she stripped down and put on her nightgown. A few minutes later, the parents came up to say good night to their offspring. As the door closed to the stairway closed, the whispering started. One nice thing about her blanket walls was that Judy could join in the conversation. The soft chatter continued for a while until eventually everyone fell asleep.

The next morning Judy's parents left and farm life began. Judy found being the only girl had some advantages. She had her own room, she didn't have to allow anyone else in the bathroom when she was in it, and she was an individual, not a group. Unfortunately being the only girl, she had no one to play with when the boys went out to play their "boy" games. She found herself spending time with her aunt doing household chores or wandering around by herself. After a week, she was sick of housework and bored being by herself. She awoke the next morning and asked the boys what they were going to do for the day.

"We're going out to our fort and playing Indians," David announced.

"Can I come?" Judy asked.

"Indian girls stayed in the village. We're braves. We go out scouting and hunting and things like that," Ted answered.

"I can pretend I'm a brave too," suggested Judy.

The boys had a brief huddle and Mark stipulated, "If you're gonna be a brave, you gotta dress like one and you probably won't want to."

"What do braves wear?" questioned Judy.

"They wear loin cloths," answered Ted.

"What's a loin cloth?" asked Judy.

"It's a piece of cloth they wear like shorts but with no sides. Just a front and back," explained David.

"Doesn't their underwear show?" blurted Judy.

"Indians don't wear underwear, stupid!" Ted snapped.

"I know!" Judy lied. "I just forgot. Where do you get a loin cloth?"

"We made them. We took an old sheet and cut it up," explained David.

"What's it look like?" asked Judy. David reached into a back pack and pulled out a piece of cloth, showing it to his cousin with no explanation. Judy looked at the supposed garment. It was about four or five feet long and about six inches wide. Having no idea what he was showing her, she asked, "How do you wear it?"

David, being the boldest, told her to go into her room and he would put it on. When he had changed, he would call her out so she could see. Judy complied and in a short time was called. As she rounded the corner, she was greeted by the sight of David, the loin cloth in place, with his arms proudly folded. Judy was somewhat startled. Her cousin had obviously taken off his underwear. His hips were completely bare although he was still covered. She was about to tell the boys she wasn't interested until the vision of doing housework all day flashed into her mind. She had seen girls wearing bikinis that covered less than the loin cloth was covering. Swallowing her modesty she asked, "If I wear a loin cloth can I go?" After all, these were her cousins and brother. They weren't just any boys she rationalized.

David, with a smirk on his face, stated, "This is ALL they wore. You can go if you dress like this."

Judy swallowed hard. She knew that he meant no shirt either. She thought for a moment. Anything was better than doing dishes again. "OK," she mumbled.

The boys were a little surprised by her agreement. A second brief huddle ensued. David then went into his back pack and produced a second loin cloth only this one was only about five inches wide. "You can wear this one. I'll get you a back pack to put it in." Judy looked at the brief piece of material she was to wear. "Here's your pack. Go back into your room while I change then we can go make some lunch to take with us. We'll be out all day." Judy took the pack and went to her room and sat on the bed. Her mind wandered back to the time when her brother had walked into the bathroom after she had just stepped out of the shower. He had caught her completely nude. He had rushed right out and after she had gotten over the initial shock, a small tinge of excitement lingered. Although the incident had embarrassed her, it had also excited her. This time, at least her private parts would be covered even though her chest would be bare. Boys weren't supposed to see girls' bare chests but the naughtiness made her tingle. Her thoughts were interrupted when the boys yelled that they were ready. She stuffed the material into the back pack and joined them as the group headed down the stairs.

After making themselves lunch and grabbing what soda was available, the cousins headed for the fort in the woods. After walking for about a half an hour, they entered a pine grove. In the center was the fort. It was crudely constructed but the walls were not see through. The spaced logs had been stuffed with leaves and were covered with pine boughs ensuring the privacy of its inhabitants. The boys instructed Judy to wait outside while they changed into their loin cloths. Once they came out, she was to go in and change.

Judy sat on the ground as the boys entered their fort. She was a little uneasy about having to wear a loin cloth and go topless in front of the boys but decided it was a small price to pay to be able to get away from the house for the whole day. Her apprehension grew as the boys came out of the fort dressed in their Indian garb. She hadn't noticed before but now she could see the outline of their cocks and balls through the thin cotton material. Although she was familiar with male anatomy, this was the first time it became so obvious to her. Like most young children, she had taken baths with her brother but that had ended years ago. She couldn't even remember seeing him though she knew they had both seen each other. A voice rang in her ear, "Your turn."

She looked up and saw all four boys looking at her all wearing their loin cloths. Her heart was pounding in her ears as she entered the fort. Once inside, she saw the make shift shelf they had constructed with four piles of clothes stacked on it. Her eyes scoured the walls looking for any sign of an opening. Her privacy seemed to be as secure as was possible. Judy dropped her pack to the ground and pulled out the clothing which the boys had required. She threw the cloth over her shoulder and kicked off her sneakers. After one last look at the walls, she hooked her thumbs into her shorts and pushed. The shorts crumpled at her ankles. She faced away from the fort's opening to keep herself hidden in case someone was to look in and then quickly turned back. If one of the boys tried to look in at her she wanted to know about it. Taking a deep breath, she pushed her panties down and for the first time experienced the feeling of being naked outdoors. Rapidly she snapped the cloth from her shoulder and held it at her waist covering her frontal nudity. She knelt and pulled a belt from the pack and after some fumbling, secured the strip of cloth as the boys had done. She stretched the material as best she could pulling it to her sides. She looked down her front and over her shoulder. The vital areas were covered but the sides of her ass cheeks and her hips were bare. The thought of being so exposed in front of the boys both frightened and excited her. "Come on! Hurry up!" a voice called from outside. The moment of truth had arrived. She grasped the sides of her tee shirt but then hesitated. She pulled the shirt up exposing her belly and then let it fall once more. Her chest was heaving with every breath. "Let's go! If you don't get out here we'll leave you here!" a voice yelled from outside. She couldn't stall any longer. With one swift movement she lifted the tee over her head and dropped it to the ground. Trying not to think of her state of undress, she scooped up her clothes and put them in a pile next to the boys'.

"We're leaving. Are you coming or not?" came another voice from outside.

"I'm coming," her voice squeaked. Her arms folded over her chest, she walked out of the fort.

"It's about time!" Ted exclaimed. Judy looked up at four smiling faces. She could feel the redness in her cheeks. She noticed a tinge of pink come over the smiling faces staring at her.

"Let's go," commanded Ken and the four boys turned their backs on Judy and started walking. She fell in the rear of their column and walked away with them. Her perception that her nudity was no big deal to them relaxed her some but her arms remained closely folded over her chest as they walked.

The boys continued to lead, stopping every once in a while to look at a branch, a rock, or something on the ground. They were pretending to track an imaginary animal. Judy followed a few paces behind. Her shyness prevented her from joining their "hunt." It was fun being with her own age group instead of being with adults. She only wished they hadn't put such a restriction on her being there.

As she became more accustomed to being half naked, Judy's shyness started to lessen. Occasionally she would reach out absent mindedly to push a branch out of the way partially exposing herself for a moment. After about an hour's play, the group sat down to rest. Judy sat on the ground a short distance from the boys. She made sure she was facing away from them lest the catch a glimpse of her bare skin. A sound behind her made her turn and she saw Ken approach her. He walked around the girl and sat down in front of her.

Of all the boys, Judy liked Ken the best. Ever since she was a little girl she had carried a crush on him. Still, he was a boy and she was half naked. She drew her knees up wrapping her arms around them covering as much of her body as she could.

Ken looked at his cousin as she sat in front of him. Her knees were pulled tightly against her chest blocking his view but the position also exposed her crotch although it was covered by the cloth. He hadn't really started dating yet but his hormones had started flowing through his veins. His young cock stiffened as he looked at the bare skin which the Indian dress has exposed of Judy. "You know, I've always thought you were pretty but you look real pretty today," he stammered.

The compliment made Judy smile. "Thanks," she said softly.

Before the conversation could go any further, David shouted, "Let's get going!"

Ken stood up. As he did, without realizing it he moved closer to Judy. As she looked up, she could see under the flap of his loin cloth. Ken's young stiff cock was plainly outlined in the thin material pulled tightly to his crotch. Judy couldn't help but stare at it. Out of the corner of her eye she saw Ken extend his hand to her. Without thinking, she reached for it with one hand and pushed herself up with the other. She stood up with her arms at her side and her bare chest exposed.

Judy watched as Ken's eyes went to her chest. She realized that he could see all that she had but for some reason she didn't cover herself for a moment. She was still flat but having Ken see her nakedness excited her. She couldn't keep the smile off her face. The rustling behind her told her that the group was moving. Her arms returned to her chest as she turned and followed the boys. Ken followed behind her. She could almost feel his eyes burning into her scantily clad ass.