4 comments/ 81194 views/ 18 favorites The Loan Shark By: jamesdewar My wife Emily and I were finally going to be able to have a quiet night alone for the first time in what felt like ages. We had dropped the kids over to her mum's house and had planned a simple night of dinner, bottle of wine and a movie. It felt like ages since we had enjoyed a normal couple night together. I suppose it happens to every couple after a while. We had been married for 6 years and together for 9. We have two wonderful kids which we both adore and everything was going great. Despite the two children, Emily still looked amazing, 5ft 7, petite with perky little tits, she had retained her figure well. She had aged slightly but, at only 29, she still looked young. Of course, as with a lot of people, this state of domestic bliss was shattered by the events of the global credit crunch. I lost my job about a year ago which lead to a chain of events which would change our lives, and our relationship, forever. At first, we were not too worried. We had savings and I was confident of finding work fairly quickly. Unfortunately, things don't always pan out the way you expect. The savings in our accounts became less and less and my attempts to find work, any work, added up to a total of zero job offers. Eventually our savings began to run out and I was forced to turn to family and friends. Inevitably, their ability to help was stretched to the limit and I was forced to borrow money from a source that made me nervous just thinking about it. His name was Gary and he was a loan shark and local thug. Aged in his 50s, overweight but standing well over 6ft tall, he was physically intimidating. An attribute of which he was very much aware. The first time i went to see him he seemed entirely reasonable and even quite friendly. 'Borrow what you need and look after you family' he had said. I did, of course, but it didn't take long for things to start to go wrong. The interest rate that had seemed so reasonable when he had explained it had soon increased almost tenfold due to late payments. Pretty soon I was unable to meet interest payments and he went from reasonable and friendly to unreasonable and very unfriendly pretty quickly. So sitting with Emily on the sofa that evening after our dinner, with a glass of wine and a film had, despite our situation, relaxed me for the first time in a long time. About 30 minutes into the film, with Emily snuggled up to me, my phone rang. I looked at the screen and saw that it was Gary. my heart began to pound a lot faster. "Ignore it" Emily said. I was very, very tempted to do just that as I did not want to ruin the perfect evening we were having. I was worried though. Ignoring Gary was likely to piss him off even more so I got up, paused the film and went into the kitchen to take the call. "Hello" "James, this is Gary, when the fuck am I gonna get my money?" he demanded. "As soon as I have it" I began to plead, trying not to sound as nervous as I felt. "You said that yesterday and so far you have given me fuck all. Don't mess me around or there will be fucking trouble". "I'm not trying to mess you around" I stammered, "I honestly don't have it". "Well then maybe you have something else you can pay me with" he sneered and suddenly put the phone down. I walked back into the living room in a daze. "What's the matter? Why did you take the call in the kitchen" Emily asked. "That was Gary" I confessed. "Gary Stone?" "Yes" I answered rather weakly. "Oh James, please tell me you haven't done what I think you have?" I said nothing but just looked at the floor. "What have you done? This guy is the local looney and trouble follows him everywhere". "I know" was all I could manage. "James, this is awful. I actually feel quite scared". "So am I". "How much money is it?" she asked. "Several thousand". "Several thousand! Christ, when does he want it by?" "Last week". Her face fell and I thought she would cry. She had very recently had her blond hair cut quite short and she looked rather like and elf. It made her look really cute but now, with her face etched with fear, she looked vulnerable. Then the doorbell rang. I walked over to the window and saw Gary standing there. "Its him" I said. "Oh no James, this is serious". "I know". "Just ignore him and he will go away" she said with a distinct lack of conviction. I was about to do just that when I heard him shout through the letterbox. "Open up James, I can see you twitching the bloody curtains so I know you are there". "I had better let him in" I said "I will only piss him off more if I don't". Emily said nothing so I went to the door. My heart was pounding so much that I thought you could see it. "About fucking time" he brushed straight passed me and into the hall way. "Let's do this" he said and walked on into the living room. Emily was standing there quite clearly nervous. His face turned into a pretty awful smile as he looked her up and down. "You must be this piece of shits better half" he said by way of an introduction. He held out a hand and she shook it, quite clearly trembling as she did so. "Why are you shaking?" he asked. "I'm not nearly as bad as my reputation" he laughed. Again Emily said nothing but just looked at the floor. He looked her up and down again and I could see the look of satisfaction on his face as his did so. It had all happened so quickly that neither Emily nor I had thought much about what she was wearing. She was in her pyjama bottoms and a small t-shirt without her bra. Her nipples were quite clearly visible beneath the thin fabric of her top. "Right then" said Gary. "Let's get this sorted. You owe me so I want something in return". "Well, I have my car and our television is quite a good one" I stammered, hoping that he would take them and give me some more time to get hold of some money. "What the fuck are you on about" he shouted, suddenly looking very angry. "I want her" he said pointing at Emily, his hand slightly stroking his groin as he said so. "My name is Emily and you are no longer welcome in this house" she suddenly said. "Ooh, you're a feisty one" he said, "I'm gonna enjoy putting my cock in you". Emily flushed red at the crudeness of the language and looked at the floor again. "Take off your top" he demanded. "No" she said but quite quietly and timidly. "No one says no to me" he said. Nervous as I was, there was no way I was going to let him talk to my wife like this. From somewhere I found the courage and began to walk towards him. "Go sit yourself down and keep the fuck out of the way" he suddenly barked at me and raised his fist to emphasize the point. "You created this problem and now I am just gonna take what is mine". I looked over at Emily and could see the fear etched in her eyes. She shook her head slightly and I could see that she was nervous but I just sat down onto the sofa. "Now Emily" he sneered, "Take your top off". Slowly and hesitantly she pulled her top up and over her head exposing her breasts to another man. Her nipples were erect and she had goose bumps all over her breasts. "Nice, very nice" he said, "What cup size are you?" "Size B" she mumbled. "What?" "B" she said again. "Small but very pert, erect nipples though, you're not getting aroused are you Emily?" "No" she short back very quickly. "Hmm" he smiled, "Now take off your bottoms" he demanded. Emily looked over to me and then pulled her pyjama bottoms down to her ankles and stepped out of them. "That's better" Gary said, "I think you are getting the hang of this". I could not believe that my wife was standing here in front of me with only her knickers on in front of this beast of a man. "You are far sexier than I had ever hoped" Gary said. I am not certain but I thought I saw a faint hint of a smile at the corners of Emily's mouth. He just sat and stared at her and, after a while, she put her fingers in the waistband of her knickers and pulled them to the floor. Gary just sat and smiled. "Shaven I see, I like that" he said, "Now turn around". She turned around so she had her back to him and was facing me. "Touch your toes" he said calmly. She looked at me, swallowed hard, and bent forwards. "Pull your cheeks apart" Her hands went round to her ass and she pulled them apart. I could see him smiling and stroking is crotch through his jeans. "You can be a naughty little slut when you want to be can't you Emily?" "Yes Gary" she said as she stood up still facing me. "Emily, in light of the situation that we have here, I think that you ought to call me Sir". "Yes Sir" she said. "What do you think James?" he suddenly asked me. My heart was going crazy now and my mouth was so dry that I could barely get any words out. "Yes" I managed. "Yes what?" Yes Sir" I said. I could not believe what was happening and what I was saying but I could just not bring myself to do anything about it. I was transfixed by the scene. My beautiful wife and mother of our children was standing completely naked in front of a virtual stranger. She was breathing heavily but still facing me. "James get up and sit over here" Gary suddenly demanded. "I sheepishly got up and walked over to the seat that he indicated. "Turn around Emily" he said. She slowly turned around to face him, her face seemed to now be a mixture of nervousness and excitement. "Get down on your knees". "Yes Sir" she said and then knelt down. At the same time he stood up from the chair and pulled his jeans down to his ankles. I could see the bulge of his cock straining against the material of his boxer shorts which had a damp stain where pre-cum was already beginning to leak out onto them. "Come towards me Emily, you little slut". On her knees she slowly began to come towards him with her eyes firmly on the bulge in his pants. She drew up level with him her breathing heavy and her nipples erect. She stared at the bulge in his pants for a while and then looked up at him. He was looking down at her and smiled. "Do you want to see it?" he asked. "Yes Sir, I do" she replied quickly. She then put her fingers into the waistband of his boxers and pulled them down, hooking them over his cock. Her eyes seemed to widen when she saw it. It must have been at least 8 inches long but still slightly soft. "Touch it" said Gary. Without hesitation she put her hand onto it and wrapped her dainty fingers around it. She looked over sideways at me and I shook my head to say no. She looked back at his cock and then up to his face before slowly putting his cock into her mouth. Gary closed his eyes and lifted his head slightly, enjoying the sucking that she was giving him. He began to slowly thrust his cock back and forth into her mouth and she responded by sucking faster and trying to take in as much as possible. His cock was far too big for her but she kept on sucking and was really beginning to let herself go. It was then that I noticed that my own hand had slid inside my bottoms and I was stroking myself. I could not believe how aroused I was. It felt so wrong to see my wife with another guy, especially someone as loathsome as Gary, but I could not help myself. As my cock grew to its full 4.5 inches I looked over at the beast of a cock in my wife's mouth and realised why it was making her so horny. Gary reached up and pulled his t-shirt over his head. His beer belly hung down and he was covered with cheap tattoos but the only thing Emily was concerned with was his cock. After a while she stopped and looked up to him again. "Sir, will you fuck me, please?" Gary looked over to me and smiled. "Of course I will my little slut he replied. Emily smiled and walked over to a side draw where we kept some condoms. She walked back with her little breasts swinging slightly. "James get over here you piece of shit" he barked at me. I walked over, glad that my small penis was not visible through my bottoms. Emily smiled and handed me the condom. "It is our debt after all" she said. Gary just grinned so I sunk to my knees with his cock at eye level . I had never been this close to another guy's cock in all my life. I never thought I would ever be this close, especially one that was going to be fucking my wife shortly. Trembling I opened the packet and looked over to Emily. I then took hold of his cock in my hand put the tip of it into the condom. It felt so huge, even in my hands. I rolled the condom down the length of his shaft. it was so tight that I doubted it would last long. He took Emily by the hand and lead her over to the sofa. He got her to kneel on it so he could take her from behind. He put his hands between her legs and then began to stroke her pussy, she squirmed a little and was enjoying his touch. Whilst she was distracted, he looked at me and grinned, then, with his free hand, he removed the condom and threw it over to me. I wanted to stop him and say 'no, this is too much' but I was too aroused to do anything, my head spinning. He then positioned his cock, bareback, at the entrance to her pussy. She pushed herself back against it and his huge cock slid straight in. She arched her back and began thrusting herself back and forwards. "Oh My god, Oh My God" she kept repeating, "It. Feels. so. Big!" She was completely lost in her own pleasure and very soon she started panting faster and faster, her body shook as she exploded on his cock. My mind was now full of confusion and arousal. I had feelings that I should not be allowing this to happen but, at the same time, I was really enjoying Emily so much pleasure. "Sir fuck me Sir, please don't stop Sir". Gary kept on and on, I leaned over so I could get a better view of his cock sliding in and out of her, her pussy lips at full stretch. He looked over at me and just smiled his awful smile. "Keep fucking slut" he said, "I am gonna cum inside you very soon. You want that don't you Emily? You want me to cum inside you?" I have no idea if she realised by this point that he had taken off the condom but she did not seem to care. "Yes sir, cum inside me, please give me your cum". With that his movements began to speed up and he began to grunt as he emptied his seed inside her. Emily rocked one more time as she had another orgasm, her eyes closed and her face flushed. My own little cock twitched as I came into a handkerchief I had found on the side. With that, the room descended into silence apart from our heavy breathing. "This will do for this weeks payment" Gary, finally said, "I will be back next week to discuss the next one". He pulled his cock out from her pussy and I could see the cum oozing from her and dripping onto the sofa. Emily said nothing and did not turn around to face us. She just knelt, catching her breath. Gary picked up Emily's discarded top and wiped the end of his cock clean. He got dressed and walked to the door, looked around and then walked out without another word. I went over to Emily and put my arm around her. "I love you" I said. "I know" she replied. Gary did come round for payment the next week but that is, of course, another story. The Loan Shark & the Teacher In the offices of Cardinal Loans, Matthew Cardinal sat at his computer checking the latest accounts of several of his clients. Matthew had always been called a loan shark but his office has never been as busy as at the present moment, the credit crunch has been hitting hard and people have been using his services to pay off overdue mortgages or credit card payments. He smiled to himself as he saw one of his son's teachers, Mrs Drake, had fallen behind in her payments again. He decided it was time to call and confront her. He waited until after school had finished for the day and then called her mobile. "Hello?" "Hello is that Mrs Drake?" he asked. "Yes it is." "Hello Mrs Drake, this is Matthew Cardinal from Cardinal Loans, it seems we have a problem. You are now two months late with your payments and unfortunately this will push your interest rate a lot higher. Can we arrange an appointment to discuss your account and we can go through the revised payment structure?" There was silence at the end of the phone. "Mrs Drake?" "Yes, sorry," her voice wavering, "I can come by tomorrow after school but I really can't afford to pay you anything until my next pay day, I'm really sorry." "Tomorrow is fine, we can go through your account and I'll try to help you if I can." "Thank you for your understanding, I'll see you tomorrow at 4.30 then?" "Look forward to seeing you then." Her hands were shaking when she finished the call. She had been so stupid, borrowing from a loan shark to pay off her mortgage arrears and now she was behind on both again. Oh God, she thought to herself while sitting at her desk in John Walters High School, what am I going to do? She couldn't afford a scandal here in the leafy suburban shires, she was well known in the village and the gossips would have a field day if news of her debts were to get out. Add to that what her husband would think about her borrowing money without his knowledge she didn't want to even contemplate. She'd not be able to look anybody in the eye anymore and shuddered just thinking about it. And what if the school board were to find out? Her shoulders sagged as she buried her face in her hands and sobbed quietly to herself. Matthew smiled again as he checked the numbers on his screen. Mrs Drake was now two months behind on her loan of £5,000 which triggered the increase in interest rate he had mentioned on the phone. She was already paying 25% on the original loan but now this would increase to 50%, this would push her monthly payment up from £500 to around a thousand and he knew there was no way she was going to be able to pay that. A devious plan was forming in his head. Mrs Drake was an attractive woman, shoulder length brown hair, sparkling green eyes and an apparently voluptuous body. He couldn't tell what her body was really like because every time he'd seen her, she'd been wearing dowdy clothes, thick jumpers and long skirts but the promise was there. He had noticed her large breasts even through the woolly jumpers. As he thought of making her expose them to him he smirked to himself. His devious plan forming in his head. He loved nothing more than humiliating people who couldn't pay back their debts and this was going to be a good one! At 4.30pm on the dot the following day Matthew heard a gentle tapping on his door; he waited a couple of seconds then got up from his chair and opened the door. There in front of him was the lovely Mrs Drake still in her teaching clothes of a dark blue baggy blouse and dark trousers. He noticed she seemed to be shaking a little. "Mrs Drake, nice to see you, would you like a coffee or tea maybe?" "Just a glass of water would be nice" she said softly. He came back with a couple of bottles of ice cold mineral water. "Well then Mrs Drake, straight to business, because you have now failed to make your last two payments the premium has gone up so your payments have now increased to £975 a month. Do you understand that?" She let out a sharp intake of breath at the new figure and looked down at his desk, she didn't want to look at him it would be too embarrassing. "Yes I understand but.......I can't pay anything just at the moment, I have to use all my money to pay this months mortgage otherwise we'll lose the house." "Well then we have a problem don't we?" he said assertively. "I have to receive a payment of some sort this month otherwise your premium will go sky high. You don't want to be having to make payments of over a thousand each month now do you? Can your husband help you with the payments?" A tear formed in her eye and she sniffled, still unable to look at her creditor she sobbed. "He doesn't know" she said timidly. "I really can't do it, he'll kill me if I tell him but the other option is to risk losing the house. Please......isn't here some other way? Maybe once I'm back on track with my mortgage I can give you extra?" "And how long will that take?" he asked. Mrs Drake's face brightened momentarily, "in a couple of months?" she asked hopefully. Matthew tapped at a calculator on his desk, sighed and then looked directly at the poor, shaking beauty in front of him. "If you don't pay me anything for another two months then your monthly payment will rise to £1,600 a month. Can you afford that?" There was a sharp intake of breath again from the scared school teacher. "No....." she said softly and started sobbing again. "Then you'll leave me no option but to take you court or.....take the money from you some other way." he said ominously. "No please, there must be a way we can work this out without involving my husband or the authorities?" She whimpered. Matthew looked at the distraught woman for a moment, wandered over to his window and looked out thinking now it was time for his plan to come to fruition. "Mrs Drake, I believe in discipline, you being a school teacher should understand what that means?" She nodded. "Well if you haven't had the self discipline to keep control of your money matters then maybe you should be punished." He fell silent letting the word resonate around her head. She looked at him after a couple of minutes the colour draining from her face. "S-s-s-orry?" she stammered. "The only way out of the hole you have dug for yourself is quite simply this, you will do anything and everything I tell you. You will be completely in my control, if I want to strip, spank and fuck you then I will and you will not say a word. I might just want to humiliate you and make you uncomfortable. That will be my decision and mine alone, you have no say at all, I own you and you will be completely under my control. If you fail to comply with any of my orders at any time then the deal is off and we will see each other in court. Those are my terms." She sat there in silence for a couple of minutes, she couldn't really believe what she was hearing but slowly processed what he had said. Strip, spank, fuck? Had he really said those words? She started shaking as tears formed in her eyes. She gulped hard trying to regain control of herself. "There's no other way?" "Your options are" he paused for effect, "tell your husband, default and wait for me to initiate court proceedings and arrange for bailiffs to take away everything in your home that is worth anything or," he paused again, longer, looked her directly in the eye and continued "be my slave as such. The choice is yours." Mrs Drake sat in a daze trying to take it all in, she can't afford any larger payments and she was struggling to meet the next mortgage bill as it was. Obviously this pervert gets his kicks from controlling and forcing them to play his deviant games, she thought to herself. Finally she looked up at Matthew. "I don't have any choice do I?" She whispered. "Not any that will keep your husband and local reputation intact." He smiled maliciously knowing he had her. "You need to get your finances back on track and that is what I'm helping you to do. You get to keep face with your peers, I will be very discreet. Now just sign this formal agreement and I can begin to help you sort yourself out." Matthew handed her a single sheet of paper, she read it once then twice before reluctantly taking the pen he offered her and signed at the bottom. "Excellent! Now let's see how well you can respond to commands. Remember any hesitation or refusal to follow said commands will terminate the agreement and I will begin legal proceedings to get my money and leave your life in tatters" he said menacingly. "Now stand up and face me, arms by your sides" he barked out. Slowly and shakily she got to her feet as directed. Her head drooped in submission, eyes looking at the floor, anywhere but at her tormentor. "Now take off your blouse and put it on the chair." Her hands went to the top button of her blouse, undid it and slowly her fingers went from button to button until her blouse was completely open. She folded it neatly and dropped it down onto the seat. Underneath she had a t-shirt and she was glad she'd decided to put that on this morning otherwise she'd have been in front of him in just her bra, although she guessed it would only be a brief respite. She subconsciously smoothed down her t-shirt showing off the size of her full large breasts to Matthew. He licked his lips and thought to himself they're bigger than I thought. His eyes looked her up and down. She stood there in just a thin t-shirt, her brassiere showing clearly underneath struggling to encase the large mounds beneath. She wore well cut blue trousers and what could only be described as sensible shoes, black and low heeled. She seemed to go out of her way to dress as dowdily as possible he thought. "Nice tits" he smirked, "what's your bra size?" "34D" she replied, a crimson glow emitting from her cheeks. "Get the t-shirt off so I can have a closer look." She hesitated just for a split second and his hand slapped harshly on the desk. "Get it off NOW or has all the time spent on the agreement been a waste of time?" "N-n-no sorry I'll do it" she said, her cheeks glowing even more. She pulled the t-shirt out from her waistband, grabbed hold of the bottom and in one swift movement drew it up and over her head leaving her standing in front of him in just her brassiere and trousers. The baby blue lacy bra just allowed him to see a hint of her brown aureoles underneath. He stood up and circled her, looking her over. She looked at the ground again, not wanting to look at Matthew. He looked at her breasts heaving as she tried to control her breathing, her stomach a little flabby but still pretty flat for her age. He sat back behind his desk and stared at her silently. After what seemed like an eternity he spoke. "Take off your trousers, I want to see if my little slut has panties that match that lovely bra." The word slut stung her. She cringed as she realised Matthew Cardinal would only be the second man to see her in such a state of undress, she didn't even wear a bikini at the beach, so he'd be the second to see her in bra and panties after her husband. She'd had a sheltered upbringing and had only dated her husband and never had a relationship with anyone else. They had fallen in love when she was only seventeen and married at eighteen. Trembling hands flicked the button and lowered her zip. Slowly she pushed the trousers down to her thighs and once they reached her knees they dropped to the floor in a pool at her feet. She stepped out of them, folded and put them on her chair. "Ah, matching underwear, very nice Mrs Drake, do you always wear such sexy underwear or was this for my benefit?" "I didn't know you were going to be so nasty to me and put me through this cruelty." "Answer the question." "Yes I do wear nice underwear, it makes me feel good." "Then why do you cover up such a lovely body with clothes you'd expect to see on a woman twice your age? You really have a fantastic body and you should...and will show it off more" his voice was tinged with menace. He looked at the high side cut, lacy blue panties and he could clearly see her dark pubic hair under the thin material. She saw him looking and lowered her hands to try to cover her secret area. "Get those arms back by your sides" he shouted, "Now turn around slowly, I want to see the bottom I now own." Slowly, dejectedly, she turned and faced away from him. He looked intently at her lovely bottom, it didn't sag at all, she must work out a bit he thought. The perfect peach looking divine with the panties pulled up. She kept her legs tightly clamped together as much as she could. "Very nice, I'll have some fun with that later, now turn back around, take off your bra and show me your tits." Her mouth gaped open, secretly she knew this was coming but tried to put this out of her mind. She was about to start pleading with him but realised there was nothing she could do to stop him. She was his slut, his slave and would have to do everything he said. She reached both hands behind her back and released the clasp of her bra. Slowly letting the straps fall down her arms she modestly kept her hands on the cups of her brassiere not wanting to expose her breasts. He tapped impatiently on the table. "Come on you fucking tease, get the bra off and offer your tits to me." She peeled the cups away from her breasts and dropped it onto the floor. Her large breasts bobbed free and as the cool air hit her she was aghast to feel her nipples stiffening. Her body was betraying her! She was hating every minute of this humiliation but her nipples were telling another story. Matthew noticed this with a leer, her dark chocolate coloured nipples were extending and little bumps appeared on her aureole as the nipples got harder. She was breathing faster now causing her breasts to rise and fall rhythmically. She was torn, her nipples now so hard they hurt and she could even feel a tingling in her panties. What was happening she asked herself. She stood still facing him while he drank in the sight of her naked breasts. "The panties" he croaked, "get them off." She slipped her fingers into the waistband and pushed the lacy material down without any hesitation. Her lush dark pubic hair now on show to his gaze. She bent down to pick up the discarded panties and put them on the chair with the rest of her clothes. Matthew stood up and again walked around her, this time taking in her naked form. He moved behind her, put his arms around and grabbed a breast in each hand. She could feel his hard cock pressing into her ass crease. Massaging, kneading her firm breasts and rolling her sensitive nipples on the palms of his hands. She gasped as he pinched each nipple in turn, pulling and squeezing each teat as it grew harder all the time. He bent her over the desk and spread her feet wider allowing her plump pussy to come into view. Taking hold of a buttock in each hand he pulled the cheeks apart allowing him to see the starfish of her anus and her juicy cunt. He ran his finger along her slit and felt her labia open like a flower allowing him access to her vagina. He slid a finger into her open vagina and heard her moan softly. Her juices were starting to flow onto his fingers as he eased them in and out of her pussy. "You want me to fuck you don't you?" He whispered into her ear. "No" she gasped, "please stop." "I'm going to....but not just yet, we have other business first before you get any pleasure. Now stand over by the window, face me and play with your pussy. I'm going to take some photos for posterity." Mrs. Drake looked imploringly at him "people might see me" she whimpered. "I know" he answered with a nasty grin, "now do it!" She stood facing him, started caressing her breasts, her bullet like nipples and trailing her fingers over her throbbing clit and teasing her labia. Anyone that walked past the building could clearly see her naked body but she couldn't care a less now, her whole body was tingling under the soft probing touch as her fingers caressed her sodden cunt. Matthew used the camera on his mobile to take the pictures, a close up of her face, full body shots and plenty of her toying with her tits and fingering her pussy. He was loving every moment of this and so, surprisingly, was she it seemed! Just as she seemed to be nearing orgasm she was shaken by his rasping voice. "Back over here, bend over the desk, face and tits flat on the surface." Disappointed to be taken from her revelry and face flushed, she moved to the desk and did as ordered. Her hard nipples scraping against the cold wooden desk as she complied with his wishes. Without warning his hand came down hard on her left buttock with a smack. She squealed as the heat from the blow coursed through her body. He rhythmically spanked first one cheek then the other until her bottom was a lovely bright pink colour. Her squeals and cries unheeded as each blow rained down on her squirming globes. She felt giddy as her whole body seemed to be on fire. Smack, smack, smack, smack, smack, the blows continued on her burning backside, her clit pulsing with every spank just crying out to be touched. She felt her juices drip onto the floor and down the insides of her thighs. His hand ran over the crimson globes in a brief respite from the spanking. Her breath caught in her throat as she felt his fingers trail the length of her slit and she nearly collapsed in ecstasy as his fingers teased, flicking, circling and rubbing her throbbing clit. "So my little slut is turned on eh? Taste your dirty juices like the slut you are." He raised his fingers to her mouth and she hungrily sucked on them, tasting the sweetness of her snatch honey. Her tongue flicking to make sure she tasted every last drop. "Well, if that's anything to go by you'll be great at giving head" he laughed. He pulled his fingers from her mouth and started stroking her bottom again, kneading and massaging her plump, red behind before taking her breath away again by laying ten quick, hard spanks on each buttock. She moved from one leg to the other, legs lifting as the pain coursed through her body and tried to move her hands back to rub her stinging ass but he grabbed her wrists and held them together on the small of her back. He smoothed her flaming buttocks once more before pulling her ass cheeks apart and spread her gorged pussy lips wide. She squirmed in humiliation as he gazed at the pink hole coated in her delicious juices. He bent down and she felt his tongue delve deep inside. She gasped as he sucked her engorged labia, tongue flicking in and out of her cunt. She wanted, no, she needed him to fuck her and as if reading her mind, he unzipped and pulled out his impressive cock. She could feel the tip of his penis nudging against her opening and she pushed her hips back to take in his hard prick. She moaned as he slowly pushed his cock in as far as it would go and the muscles in her vagina closed around it. His hand sneaked round to her stomach and soon found its way to her clit, rubbing gently in time with each thrust of his cock. Faster and faster, the pace kept increasing as his thick pole slid in and out of her sopping wet pussy. Suddenly he lifted her left leg high and before she knew it she was flipped onto her back on the desk, legs wide apart, his balls slapping her sensitive ass with each thrust. His mouth lowered onto her left nipple, licking, sucking and biting her rock hard teat. Her head was swimming as she approached orgasm, her hips bucking with every stroke she screamed in ecstasy as her orgasm crashed through her. She felt electricity flow through every nerve in her body as the delicious feeling washed over her. His strokes shortened as he approached orgasm and he yelled out as she could feel his hot jism pumping into her. The Loan Shark & the Teacher He crumpled over her, his head resting on her sizable breasts, catching his breath. She lay there still in a state of euphoria as another wave of orgasm swept through her exhausted body. Shakily he got to his feet grabbed his mobile, set it to camera mode and took photo after photo of her lying legs wide apart, his come trickling down the inside of her thighs. "Not bad for the first payment slut" he smiled, "there'll be plenty more of that until your debt is paid in full." Slowly she raised the top half of her body from the desk and sat looking at him. His cock still looking impressive even at half mast. He took hold of her hands and pulled her off the desk leaving her standing naked in front of him once again. "On your knees slut, my cock is dirty with your juices, clean it." She looked around for a moment for something to wipe his penis with, totally missing his meaning. He pushed her down onto her knees and thrust his semi hard prick to her lips. "Suck me slut." Her lips opened and took his member into her mouth, her tongue flicking his now twitching helmet. She could taste the saltiness of his semen and her pussy juice as she took his cock deeper and deeper into her throat. Her fingers toyed with his balls as she licked the length of his penis before taking his balls into her hot mouth sucking gently. He groaned as she wanked his now hard again tool, her tongue lapping up his pre-cum as it dripped and she could feel him tense as he neared critical mass. He came, spunking all over her face, chest and hands, her tongue trying to catch and swallow all his seed. Again more pictures of her face covered in spunk and his jism on her tits. This'll make a great momento he thought to himself. "OK, I'll knock £500 off what you owe me and you will be back here in two days to make your next payment." "But Mr. Cardinal, I have plans after school that night, I have to take detention." "Get someone else to do it, say you have an appointment you have to keep which is true if you want to keep your social standing in this community" he replied tersely. She physically and mentally slumped and nodded. She was just realising how deeply she'd got herself into trouble here and would certainly pay for her indiscretions. "Oh and shave your pussy for next time, I want it nice and smooth for our next session. It looks so much cleaner that a hairy muff" he said dismissively. "What am I going to tell my husband? I've never done anything like that!" "I don't know, I'm sure you'll figure it out. Tell him you're trying something different to spice up your sex life; I don't care just do it!" And with that she dressed as quickly as she could and scurried out of his office without looking back. Later that evening Tom Cardinal walked into his father's office. He'd been round his friend's house looking at porn on the internet as they seemed to do every night after school. He sat down and put his feet on the desk. Tom was 18, tall, blond and with fit body that came from playing football and rugby. "What do you fancy for dinner tonight Tom?" "I dunno, Chinese maybe?" "OK Chinese it is, I'll pop next door and get the usual then eh?" "Suppose." Matthew shook his head, got up and wandered out of the office leaving his son playing on his DS. After a couple of minutes, Tom was distracted from his game by his fathers' phone ringing. He tried his best to ignore it and eventually it cut to voicemail. He had lost the thread of the game now so slowly wandered around the office when suddenly he saw a file on the desk with Mrs. Drake's name on. He looked around the office checking his father wasn't around before picking it up. He read the notes and smiled to himself. He so fancied Mrs. Drake and had dreams about fucking her almost every night. He noticed a note in the file saying 'download pics from phone' and wondered what that could mean. He looked at his dad's phone sitting on the desk and smiled. He reached over, picked up the phone and flicked to the media section, opening the images folder his heart stopped for a moment as he saw Mrs. Drake naked on his dad's phone! He went through all the pictures and used Bluetooth to send all the ones of Mrs. Drake to his phone. "Wow, look at her tits, and there's one with her fingering her pussy! Wow!" he said out loud. "Dad must've fucked her cos she couldn't pay him back." Slowly a plan formed in his head. Maybe he could blackmail her with these pictures and the knowledge of her debt problems. Maybe he could get her naked or, maybe just maybe fuck her himself! He heard a noise outside and quickly put the phone and file back where they were. His father walked through the door a minute later, smiled and motioned for them to go. Tom walked away clutching his phone tightly happier than he'd ever been in his life. To be continued...