9 comments/ 302911 views/ 30 favorites Price of Bad Debt Ch. 01-02 By: jaac WARNING: This story is fiction, and should be treated as such. The following story is for the entertainment of ADULTS ONLY, and contains descriptions of explicit sex. If you are not an adult, or reading sex stories upset you, do not read any further. This is my first attempt at writing a story of this type so bear with me. I hope you like it. Chapter One: Debt Leads to Trouble Janet slowly walked back across the street from her mailbox. In her hand she knew were more of the dreaded notices of late payments. This was the third day this week she had received at least two or more notices. It was March and the after Christmas bills had come and gone without her being able to pay even the minimum due. Now two months later the notices were getting more insistent Lowering her head, she wondered what she could do. She couldn't let her husband, Rich, know what a mess they were in. It had been three years since their last big blow up over overextended credit limits. At that time Rich blamed it all on her as it was her duty to keep the family bills. Heaven knows, she thought it was both of them who went overboard and if he earned more this wouldn't be such a problem. But no, she shouldn't think that way, as she knew he worked hard trying to provide well for their family of four. But with Karen in her senior year at State and Jenny just a freshman in high school the bills mounted fast. Janet had long ago started hiding the bills from Rich so he didn't have any idea how deeply in debt they were, and frankly, she didn't think he wanted to know, leaving those worries to her. One thing she knew, she couldn't go through a blow up like last time. They still had a strain between them. Before that everything had been perfect in their first 18 years of marriage, but ever since it seemed they were never close. Yes they made love like just this morning, but it wasn't the same. Maybe he was satisfied, as he always got what he wanted but she never felt fulfilled anymore and never reached climax like she used to. Sighing, and trying to come up with a plan on how to put off all these bill collectors, she knew the only way was to once again go to the Acme Financial office over at the Riverside Plaza. Kindly Mr. Winthrop had always been helpful in the past, but she knew this time she needed more credit then ever before. One of the notices had been from Acme with a note about repossessing her car that she had used as collateral on her last loan. Well, there was no choice she would have to go and see what could be done. As she got dressed she admired herself in the mirror. Not bad for a 36 year old mother of two. She knew Rich had been originally attracted to her by her slim figure and pretty features. They were married when she was only 17, two months out of high school and he was 22, a college graduate. She had continued to keep herself trim and fit, working out even now with the girls both grown to be beautiful young ladies of 15 and 18 themselves. Picking out one of her short skirts and tight fitting top, she smiled to herself. Even though Mr. Winthrop was in his sixties, he still admired her figure whenever she went to ask for an extension or increase in her loan. She knew it didn't hurt to use her charms, a pretty smile or sad expression did wonders with most men. As she drove the ten miles over to Riverview Plaza, many thoughts went through Janet's mind. Though temporary, she knew this was her one hope of solving the problem with the bills. She had started using Acme Financial two years early, first because they were two towns over from the high income area where she and Rich lived, and two because of the nice Mr. Winthrop, who managed the place and always had been sympathetic of her needs. As she entered the Acme Financial office, she noticed a number of changes since her last visit. The furniture had changed considerably and looked much more modern and fancy. Also, Mrs. Quinn, Mr. Winthrop’s elderly secretary was no where to be seen and in her place was a beautiful young blonde who looked like she was out of a fashion magazine. Stepping up to the front desk, Janet inquired if she could see Mr. Winthrop. "I'm sorry," the blonde replied," he doesn't work here anymore, Mr. Jackson, Jerome Jackson is the manager now." Oh, very well, could I see Mr. Jackson?" Janet replied. "Yes, he should be available in a few minutes; could I have your name?" "I'm Mrs. Janet Ross, I have an account with your firm." "Please have a seat and I will check with Mr. Jackson, I believe he will be very glad to see you, Mrs. Ross." The secretary replied with a funny smile on her face. It seemed like hours passed as Janet waited, but actually it was only 20 minutes later when the secretary called her name and ushered her into Mr. Jackson's office. “Hello Mrs. Ross, or can I call you Janet?" A very large, black gentleman in a dark three piece suit said to her as he met her at the door to his office and took her hand, leading her into an office that was certainly different then when Mr. Winthrop was there. Gone was the old shabby furniture, replaced instead, by new elegant top quality office furniture. On the back wall there was even a large over stuffed couch that looked like it belonged in an expensive home. "Why yes, please call me Janet"' she responded. Clearly she had been taken off guard by his open welcome. As he let go of her hand which he had used to guide her to one of the overstuffed chairs in front of his desk, she felt a chill run down her back. "Well Janet, Mrs. Janet Ross, you have saved me a trip by coming to see me. You are rather late with the payment of your account. In fact if I am not mistaken you are probably two full months in arrears right now." "Yes, I know, that is why I am here," Janet replied, "I am afraid I got a little over extended. In the past Mr. Winthrop was very understanding and he always figured a way to work it out so that I could make payments. Could we, just this one more time redo my account and consolidate what I owe you with some other accounts so that I just have one payment to make?" "I'm sorry, Janet, but that was Mr. Winthrop, I bought him out in November and I am a businessman. If I were to do that I would most likely loose even more then you already owe me. In fact, I need to ask you for your car keys. You did drive here, didn't you?” Janet suddenly felt a sinking feeling as this was the collateral she had hoped to use to redo her loan; maybe she had made a mistake in coming here. Now she might have to turn over her car and then Rich would immediately find out what bad financial condition they were in. What should she do? "Please Mr. Jackson, I really need my car. I know you want to be paid, and I want to pay you but isn't there something that can be worked out. Your company has always been so helpful in the past." "What kind of a fool do you think I am Mrs. Ross? I want the money you owe us or we will repossess your car and if you don't come up with the rest you will end up in jail for defrauding us!" Mr. Jackson bellowed at her. Janet suddenly began to cry uncontrollably, "No, please you have to understand, that will kill me, my husband will leave me, isn't there something we can work out, isn't there something I can do to get you to extend my credit just one more time?" Mr. Jackson was silent, staring at her for what seemed like minutes, but in reality it was probably only seconds, then he responded. "Well let me see Janet, just what are you willing to do?" Suddenly a cold chill went down Janet's spine. What did he mean? What are you willing to do? She didn't like the sound or the look in his eyes as he peered across his large desk at her. "I'm sorry, Mr. Jackson, I don't know what you mean by that" she replied. "What I mean, Janet, is I am a business man with several operations not just this loan company. I am always in need of some good looking women who can do some escorting/entertaining for some of my out of town clients during the day.” “I find that suburban housewives fill this need very nicely. You are a very beautiful woman and I could use your services in return for extending your credit and even maybe give you a better interest rate as well as providing you with some extra income to help pay down this debt. Since this involves daytime assignments mainly over the midday, you won't even have to let your husband know what you are doing." Janet's world suddenly seemed to implode upon her, what was he saying, he wanted her to escort/ entertain strange men. Just what did this entertaining mean, but she knew without asking. What he was suggesting was that she would be meeting and providing sexual favors to these clients of his. "Absolutely not, what do you think I am? I could never!" Janet spoke out. "I wouldn't be so hasty in my answer if I were you. It is either do as I require or give me your car keys and you better find the rest of the money you owe me or I will be coming to take over your house! Do you really want your husband and your family to know that the financial mess you have gotten yourself into?" With tears streaming from her eyes, Janet sat motionless. What was she to do, she couldn't do as he was suggesting. But she couldn't just let her world fall apart. She knew from the last time she had told Rich about them being in big debt that he would leave her. The pit in her stomach grew with every passing second. Her head down, she tried not to look at Mr. Jackson. She realized she really had no choice. She would have to do what he wanted. She knew she had made her problem and now she would have to pay the piper. Slowly she shook her head up and down, "Yes," she half whispered, I will do what you want." "Good, I am glad to see you recognize the right answer,” he replied. Smiling to himself he felt a swelling of his manhood as he anticipated seeing this beauty upscale house wife naked and putting out. These suburban housewives were all the same. They claimed to be such righteous holier then thou, loving wives but if they were faced with losing all their treasures they would prostitute themselves just like all the sluts from the inner city who walked the streets to make a living to support their children. "Let’s see what I am going to be providing my clients, stand up and remove your clothes" He then said rising from his chair and stepping around his desk to stand a few feet from her. "Here, you want me to undress here in your office?" Janet said in a shaken voice. "Don't argue with me or I won't be so accommodating. Now stand up and get those clothes off!" he commanded. Looking down at her feet she slowly rose to a standing position on legs that wanted to give way. Knowing there was no hope she started to undo the buttons of her blouse. A chill went through her body as she pulled the tails of the blouse out of her skirt and slipped it off her shoulders. For the first time in her life she was standing in front of a man other then her husband in her bra. Her face felt flushed as she next undid the button to her skirt and let it fall at her feet. Now she stood there with only her lacy white bra and panties covering her most precious parts, knowing that shortly these would also be gone. Strangely she felt another quiver run through her body, but this one started from deep in her groin, oh God was she actually getting turned on by this horrible event? As much as she wanted to suppress it, she realized she was actually getting wet between the legs. No, she couldn't let this happen. "Come on, quite taking so long," Mr. Jackson suddenly bellowed, "Get that bra and panties off!" Janet was still looking down or she would have seen that Mr. Jackson had begun to stroke himself through his pants. A large growing bulge gave the first indication of the effect her near nakedness was having on him and his increasing anticipation of seeing her completely at his mercy. If she had she would have been surprised at the size of his potent cock. Janet realized the moment of truth was at hand; she reached behind her back and undid the clasp which freed her breasts from what little protection her lacy bra had provided. Dropping it to the floor at her feet she looked up into Mr. Jackson's smiling face. Strangely, whether the cool air of the office or something else, she realized that her nipples had turned hard and pointed. While she didn't have exceptionally large breasts, at only a 36C, she knew they were nicely shaped. Why was she feeling this way, instead of being completely repulsed? Before he got angry again, she hooked her thumbs into her panties at her hips and slowly lowered them, stepping out of first one then the other foot. She realized that she was now quite wet from her own secretions as the panties momentarily clung to her pussy lips. What was happening to her, as yet more shivers of excitement raced through her body. Was she really starting to like unveiling herself to this terrible man? “Very nice, now turn around slowly, so I can see all of you." Mr. Jackson commented. Dropping her arms to her sides she slowly turned on her right foot and showed him her cute ass. Then she continued to turn so that she faced him again. She was sure that her pussy had to be showing the wetness she felt. "Yes, you will do very nicely, I am sure my clients will enjoy your company," he added. Standing there naked in front of this imposing black man was doing things to her she could not and did not want to understand. Why were her nipples all hard and aroused and why was she so wet in her pussy? She had not been this way with Rich for several years if ever. What was he going to do to her? She kept waiting for him to reach out and grab her or force her to submit to his advances, but no he just stood there looking at her. What she did not realize was that he was really dying to do just that and touch her exquisite, white body and make her submit to him. But, he had other plans. He knew he would have her soon enough. He didn't want to jeopardize his real objective. He wanted to have her fully submit to his orders and become the complete whore that he intended to turn her into. "You can put your clothes back on now," he said surprising her. She felt relief but at the same time there was a disappointment, he was not going to do anything to her. She realized she had been anticipating a sexual release but none would be coming. Hesitantly she retrieved her panties and bra and slowly put them back on. Then with him watching the whole time she put her blouse and skirt on. "You can keep your car for now as you will need it tomorrow. I want you at the downtown Hilton, at the main dining room at 12:00 sharp. You will join Mr. Ron Baker for lunch and then go to his room with him. He will want more then to just look at you as I did today. You will submit to whatever he demands and you had best make it enjoyable for him. If I get any reports of you not obeying or of you not being enthusiastic and I will start foreclosure of all your possessions and your husband and everyone will know what problems you have gotten yourself into. Do you understand?" Once again, looking down at the floor she quietly responded "yes." On the drive home, Janet could not get the itch between her legs to go away. Why she didn’t know but undressing and standing naked in front of the horrible Mr. Jackson, had ignited a need deep within her. She couldn’t stop wondering was it true what they said that black men were endowed with massive cocks. The only one she had seen to this point in her life had been that of her loving husband, Rich. But now she wondered what would it be like to have someone, a black man like Mr. Jackson take her and use her in any way he desired. Why had he not done anything but look at her? He said she was beautiful and that his, his clients, would enjoy her. She also wondered what she would do when she went to meet this Mr. Ron Baker tomorrow at the downtown Hilton. Could she really do what she knew she must do, give herself to a man other then her husband? What would he be like, how would she act. How could she continue to live her normal life with her loving family if now she was to do this? But wasn’t she doing this for her family to keep all the things they had together? It was with this thought that she pulled into her driveway and parked the car in the garage. Then knowing she still had a couple of hours before the girls would be home from school she hurried into her bedroom and stripped off her blouse skirt, bra and panties. She had to get that need between her legs satisfied. Spotting her hairbrush on her bed stand she lay down on the bed and began to rub it in her wet pussy folds. Only after rubbing the handle of the hairbrush in her sloppy wet slit and sticking it in to the edge of the bristles was she able to bring herself to a mind shattering orgasm. What had she become? Recovering from the afterglow she took a quick shower and put on fresh clothes before the girls and Rich got home. For whatever reason, she decided to make Rich’s favorite meal for dinner that night. The dinner with the family she had hoped would be special really didn’t turn out like she hoped. Rich ate his food and then said he was tired and went off to bed without even as much as telling her how much he enjoyed it. The girls both ate quickly and left the table to go to the high school basketball game. Thus Janet was left with a kitchen full of dirty dishes and an hours worth of cleanup. As she cleaned up the mess, she thought to herself, why had she tried to please Rich with a special dinner? She knew that it was the guilt of knowing she had let another man see her nude this afternoon and the fact that tomorrow she would be giving, no selling her body to a stranger to make payment on the huge debt she had built up. Finishing the cleanup she went into the family room and turned on the television, she could not bring herself to go to bed with Rich until she was sure he would be asleep. Unfortunately the only thing on the TV was a special about the growing prostitution, especially streetwalkers in the city and actions the city government was taking to try and clean up the city. She could not help but think, “SHE WAS ABOUT TO JOIN THE RANKS OF THE WOMEN THE SPECIAL WAS TALKING ABOUT”. What would it be like, she asked herself? Could she really do it, give her body to a stranger? But she knew she had no choice; she was not doing this of her own free will, was she? Chapter Two: Her First Appointment She awoke with a start, as the sunlight shone through the family room window into her face, the TV was still on and she immediately remembered the last thoughts she had had before she drifted off to sleep. Getting up and sneaking into the bedroom without waking Rich, she grabbed her robe and slipped into the bathroom to get a shower before he awoke. She could not help running her hands over her body as she took the refreshing shower, a chill running through her, thinking ahead to what lay ahead of her this fateful day. After waking Rich, she went to the kitchen and got breakfast for him and the girls. She was anxious to get them off to work and school afraid she would show the terror and what was it, excitement of the upcoming events. She made little conversation with the three of them as they ate their breakfast and hurried on their ways, Rich to work, Jen to catch the bus for high school and Karen off to the University. Now she was left alone in the empty house with only her thoughts of the Appointment she had at 12:00 that afternoon. What should she wear she wondered? What did you wear to meet a strange man who was going to being paying for your body? What would he look like and what would he expect her to do? The special on TV that she had watched the night before had hinted at unspeakable acts that the streetwalkers often performed for their johns, would she have to do similar things? Needing something to fortify her she went to the bar and got out the vodka and made a quick drink. She never had a drink in the morning but today was different she knew she need it to give her strength. Price of Bad Debt Ch. 01-02 Before she knew it, it was time to get dressed for her date? Was that what she should call it? Looking through her closet she settled on a simple black dress that she felt would not make her look too conspicuous in the downtown Hilton at noontime. There would indubitably be business men and women there for the noon meal. Not knowing why, she picked out a matching set of black bra and thong panties that Rich loved to see her in. Instead of panty hose she decided to put on thigh high black fish net stockings. Adding her makeup she looked in the mirror and while pleased with what she saw, she wondered why am I making my self look so good? Is this what a prostitute does to please her clients? All too soon it was time to leave and she got into her car, yes her car but only her car if she did the unthinkable that she was about to do. Why had she gotten her self into so much debt and why wasn’t Rich more understanding? If he were she wouldn’t have to go to meet this stranger. Arriving downtown at the Hilton, she drove into the parking garage. It was all she could do to move her legs to get out of the car, where she was safe and make her way to the elevator to the first floor restaurant where was to meet Mr. Ron Baker. What would he look like? Was he black like Mr. Jackson? Oh, god, she thought she just couldn’t bare the thought, yet deep down in side she wondered what it would be like to go to bed with a black man. As if in a trance, she walked slowly to the entrance to the restaurant. There she asked the hostess if Mr. Ron Baker was there. “Yes”, she said, “and you must be Janet. Mr. Baker is waiting for you at his table. Please follow me.” This was it, she was really here and she knew now she could not back out. The hostess led her to the back of the dining room and there at the table in the corner was Mr. Baker. She realized immediately, that at least she did not have to face her worst fears as Mr. Baker, while deeply tanned, was not a black man. Mr. Baker stood and extended his hand to her in greeting. A chill ran down her spine as she felt him squeeze her small hand. "So nice to meet you Janet, Please have a seat. I hope you don't mind but I took the liberty of ordering today's special for both of us," he said as he pulled out the chair to his left for her. "I must say you are everything Mr. Jackson said you would be. What would you like to drink?" he inquired. While she would usually not even think of having a drink in the middle of the day, today she quickly asked for a martini. She knew she would need the strong drinks effects to help her through the coming ordeal. Without any hesitation Mr. Baker informed the waiter of her drink order. "I thought we would enjoy a nice meal and then adjourn to my room where we can get to know each other much better." Please tell me about yourself and your family. I understand you have two teenage daughters," he commented. Another chill ran through her. How did he know all about her? But what was she to do, he owned her or more precisely, Mr. Jackson owned her and Mr. Baker had bought her from Mr. Jackson for his use. What she didn't know was that Mr. Baker was actually a trusted employee of Mr. Jackson. Today was just a test to see if she would really give in to Mr. Jackson's demands and in fact was a trap. Mr. Jackson was in fact already now up in Mr. Baker's room getting everything ready to record today's events for further control of Janet. After today with everything on tape, there would be no way that she could refuse his additional demands. After today she would truly be one of his assets to help him with his other businesses. The meal was a blur to Janet and she just went through the motions of eating, not really hungry as her stomach was all full of butterflies. As Mr. Jackson continued to talk she realized he was quite well educated and not unpleasant to talk with. Then as he continued to devour his meal she felt his left hand under the table on her leg. With the table cloth hiding his actions from everyone else in the restaurant, he easily slid his hand under her skirt and slid it above her nylons and was gently caressing her soft inner thigh. Fear swept over her but she knew she could do nothing to stop him, even though here she was in a public place being felt up by a total stranger. Then she thought to herself, does it really matter? In a very short time wouldn't she be up in his room letting him do anything he wanted with her? His finger had deftly wormed its way to the vee between her legs and was now rubbing her most intimate spot. She felt a warm blush pass over her as she realized she had become wet from his efforts. She fought the feeling but unsuccessfully as she realized he was going to cause her to have an orgasm. Just as the waiter returned to the table to collect their dishes; a strong wave swept through her. She clamped her legs together trapping his hand as he brought her to a pleasant climax. Oh, god she thought how could I have let that happen? Did the waiter realize what was going on? Did he realize that Mr. Baker had his hand between her legs? That she was letting him have his way with her? "Could I get either of you some desert today?" the waiter asked. Mr. Baker answered in the negative for both of them. "We have to be going as we have a busy afternoon," he responded. "Could you I have the check?" After paying for the meal and leaving a generous tip, Mr. Baker stood up and extended his hand to her. "Shall we go he said to her?" Having some difficulty responding because of the dryness in her throat, she softly answered "Yes". Taking her hand Mr. Baker steered her out of the restaurant and guided her in the direction of the elevators to the hotel rooms. This was it she realized, in a few minutes she would be alone with this stranger in his hotel room and she would be letting him undress her and do what ever he wanted. Could she really let this happen? How had she gotten herself into this mess? But she knew there was nothing she could do. Her marriage would be over if Rich knew how she had gotten them so deeply in debt. She must now pay the penalty for getting herself into this mess. As they entered the elevator she felt Mr. Baker's hand slide behind her and begin to caress her bottom. He turned her towards himself and using his other hand touched her beneath her chin raising it up to meet his kiss. Without thinking she allowed him to push his tongue into her mouse, giving her as kiss like only her husband had previously been permitted to do. Even when the elevator stopped at the next floor and an elderly couple entered he did not stop his intimate caressing of her bottom even dropping his other hand to quickly grope her breasts. Janet saw the look of disbelief and condemnation by the elderly woman, saying with her expression how can you be so disgraceful? When the elevator stopped at the tenth floor Mr. Baker guided her down the hall and stopped at room 1014. As he opened the door and ushered her inside she knew that the thing that a day earlier she would have considered unthinkable was about to happen. At the sound of the key being placed in the lock, Mr. Jackson had quietly hurried into his hiding spot in the big walk-in closet in the bedroom of the hotel suite. He used this suite quite often for the entertainment of his out of town clients. It had a living room with bar, a very large bathroom with a Jacuzzi and a big walk in closet. The louvered doors were ideal for setting up camera equipment and for personally watching the action in the bedroom. The recording of the activities that his married girls submitted too provided excellent material to keep them in line for his future needs. Today was a special day for Mr. Jackson as this would be his first chance to watch and record Mrs. Janet Ross. But not only did he plan to watch but as soon as his trusted employee, Ron Baker, had finished with her; he would also have his way with the lovely Mrs. Ross. Janet would be one of his special girls. He could tell instinctively which married white wives would succumb to his black power. As most of his clients were also well endowed black business men, Janet would soon be entertaining lots of big black cocks. He had known immediately when he pressured her about her huge over due debt and she broke into tears asking if there wasn't some way to work things out that he had a new money-maker for his businesses. Once she was totally under his control she would seal the deal on many a new business venture. All his black business associates would do anything to get an afternoon in the sack with a lovely white married slut like her. He knew she was one he would require to go off all birth control when she serviced his clients as that was always an extra bonus if they new they were fucking a fertile married white wife with no protection. Hidden in the closet Mr. Jackson could both hear and see everything that took place in the apartment. He had positioned several video cameras in the living room, bathroom and here in the bedroom. He had hidden them in the decorations and plants that decorated the rooms and with Ron taking all of her attention, he knew she would never suspect she was being filmed. What a surprise she would get PI when he came out of the closet and became the second man to have his way with her in the same afternoon. He was positive that his would be the first black cock to enter her. In fact he would be surprised if this uppity suburban housewife had ever had any other cock then that of her husband. As soon as the door closed behind Janet and Mr. Baker, Ron turned her towards him and again gave her another open mouth kiss. Again she did not resist. She was now at the point of being resigned to anything that happened to her. What bothered her more then anything was the way she had reacted when he had placed his hand under her skirt and had brought her to an orgasm with his finger. Now she could feel her self again getting wet. Did she really want this to happen? She kept telling herself she had no choice but was she really enjoying it? Ron's lewd hands roamed all over her body. She could not help being aroused. His one hand was now caressing the soft contours of her flat belly, causing her to wriggle her buttocks in to the other hand that was rubbing her little ass cheek. The warmth from the martini she had recently consumed was also spreading rapidly through her veins and contributing to her unwanted excitement. His hand slipped now from her buttocks and reached under the hem of her short skirt and inexorably slipped under the cloth and upward past her thigh high nylon s upward along her naked thigh. His palm once again found the tender inner side of her thigh and established an intimate stroking contact that sent delicious little tingles upward to the center of her vainly resisting womb. Janet was now aware that her panties were wet from the unwanted secretion that was seeping from her warmly aroused vaginal in automatic response. Hot and cold tingling was shooting upward to the center of her vainly resisting womb. She shivered, grinding her hips frantically against his hand in a vain effort to soothe the maddening feeling of her now throbbing cuntal slit. Her pitiful supply of courage was rapidly deserting her. Quickly taking its place was the new need to find relief. “Let’s get you undressed girl, I want to see all of you,” Mr. only Baker (Ron) said to her. It did not take long to remove her clothing as she was now very willing to help. She soon stood stark naked in the middle of the hotel room, slight gooseflesh dappling her creamy skin as she shivered in the cool air-conditioned atmosphere wile perspiration still continued to dampen her flushed beautiful face. “Beautiful,” Ron exclaimed. And truly she was perfection with her voluptuously proportioned breasts slender waist and long legs. Moisture now covered the mysterious little triangular mound of her sex. Ron Baker stepped back and continued to admire her while quickly shedding his own clothes. As he stepped out of his underwear, Janet suddenly caught sight of his enormous erection. “My God,” she exclaimed, “that can’t be real, I never knew they could be so big, Rich is only half that big even when he is fully erect.” She shivered again, unable to tear her eyes away from the ridged, blue-veined shaft that was standing spear-like straight out from his loins. His cock throbbed as he surveyed her, and he placed one hand on her hip, just where it began to curve, and moved closer, his stiff cock now pressing against her thigh while his hands slipped to her tense, flat stomach and began to massage it. His face loomed above her, so close she could feel his warm breath. Janet could not deny that he was producing an unwelcome fascination deep within her, his hands were strangely comforting in their warmth, while the feel of his penis as it poked close to her dilating vagina instigated a thrill of erotic sensation. Then, he moved his hands to the swelling mounds of her breasts, thumb tips pressing the nipples in. She stared down at the unfamiliar hands manipulating her breasts, she was consumed by a wave of passion that ripped away any doubt that she had about going through with this. “God, you are a luscious thing!” Ron Baker said, as his mouth closed over one of her erect nipples. Janet thought her body had taken fire as he began to suck. She squirmed and wriggled in the cool air conditioned hotel room. His hand snaked down and parted the hair fringed lips of her heated cunt, gently slipping a finger into its wetness. Janet groaned aloud in her struggle against his burning lips at her breast and the tantalizing finger in her tingling cunt. “Oh, God,” she breathed helplessly as he kept up his assault on her exposed body. Never in her life had she felt anything like this. “Ooooh . . . yes . . . please!” “Come, I want to fuck you on the bed,” he ordered. As always the obscene word caused an inward reaction in Janet, Rich never used such words, but this time it excited her more then repelled her and she hissed back at him, “Yes!” and he eased her backward and down. She saw him kneeling over her, his face a mask of carnal lust, and her eyes slid downward to his rigid penis jutting angrily from his abdomen. She gaped at it in utter misery, filled with shame as she once again realized what she was about to do and hated her own naked body that lay willingly stretched out under him. But she could not do anything about the desire that gripped her. The purplish head of his monstrous cock looked like a giant fist . . . big enough to split her apart . . . God; she could not possibly take all of that in her. “Oh God,” she cried as he dropped down on her and the hardness of his rod surged against her belly like a cudgel. She quaked beneath him, gasping as he guided his rock-hard shaft to the wet entrance of her vagina, using the smooth bulbous head to separate her fringed cunt lips. The electrifying instant of contact with his male organ sent shudders of pleasure racing through her spread-eagled body. He continued to push against her tight hole, causing intense pain as he stretcher her sensitive skin as it had never been before. He pressed forward again and the ponderous cock-head burst its way into the warmly palpitating opening. “Please . . . no more . . . you’re hurting me!” she begged. “Please no.” Ron continued the impalement, his lust engorged shaft slowly moving inch by inch up into her unwilling vagina. As he continued to push against her tight hole, the pressure caused her to wince from the pain as he stretched her. Slowly, inch by inch he filled her more completely then she had ever been before. She could feel the ripples of his penis as they stretched her vaginal walls. He slowed for a moment to give her a chance to adjust to his size and then with a snap of his hips he plunged deeper into her pushing up towards her belly. Oh Goddddddd!” Janet groaned but her desire overcame her and as her inflamed pussy gradually adjusted itself to the shear bulk of his penis her whimpers of pain changed slowly to moan of pleasure. Ron began a rocking motion with his hips that sent his hard rod crushing into her vagina until the head pounded cruelly against her cervix. He quickened his pace and built up to a rhythm. Ron Baker thought to himself, this is the best cunt I have ever experienced. Janet soon began to mover her hips in harmony with the rhythm he had established. She began to sweat profusely and her moans now were unmistakably the sounds of passion. She forgot everything but this very moment. No longer were there doubts regrets or thoughts of her loving husband. All she cared about now was the release that this thick cock of a stranger was about to bring her. The cock now buried to its complete depth in her burning body. “Yes, yes, fuck me, fuck me harder!” she breathed using the obscene words that she would never before utter. Ron reached up under her grinding buttocks and jerked them up even tighter to his thrusting loins. The passion housewife drove her throbbing wet cunt desperately up against his rigid cock. Passionate sounds suddenly burst from deep in her throat as her taut muscled legs encircled him pulling his loins even closer to her. She had never felt anything like this with her loving husband. Janet wanted, no she needed more. She did not want it to end. But suddenly a hot orgasm swept over her just as Ron also reached his climax and filled her with his baby juice. A few minutes later as Ron’s now softening penis slipped out of her soaking pussy, Janet thought her ordeal no how could she call it that when it had brought her so much enjoyment, was over. However looking up she suddenly saw the leering face of Mr. Jackson. He was here in the room with them and obviously had witnessed everything. Struggling to cover her nakedness and attempting to get up from the bed and move to gather her clothes Janet was quite a sight. “Don’t think you are going anywhere, you have a long afternoon ahead of you.” Mr. Jackson said as he began to get out of his own clothing. “Ron was just the warm up for you. I am here to give you the main course.” A short while ago, Janet had only ever seen one man naked, her loving husband, Rich. Now for the second time in an hour she was watching another man disrobe. As he stepped out of his underwear, Janet realized that if Ron Baker were large, Mr. Jackson was enormous. No longer would she wonder whether it were true that blacks were hung like horses. She could not take her eyes off of the truly enormous, grotesques, yet in a way beautiful penis. She suddenly had a great fear come over her. There was no way she could possibly accommodate that size, he would split her in two. The bed suddenly sagged as Mr. Jackson crawled up the bed, grabbing her by her legs and spreading her so he could move closer to the juncture between them. Closing her eyes she couldn’t watch what was about to happen. Janet expected to feel him push I s huge cock into but the next thing she knew she was gazing at the top of his bald black head as he dipped between her legs. She felt his lips kiss her lips but not the ones on her face but between her legs. His tongue snaked out and cleaved the lips that only Rich had kissed before. God she thought she would die! He reached up with both hands and pinched a nipple on each breast between his thumb and forefinger and began to roll it around. His tongue bathed her slit from the hood of her clit to the opening of her soaking pussy then down her to her asshole. He made the trip several times. Janet placed the soles of her bare feet on each of his shoulders and started coming the instant his tongue touched her clit. Then, she became afraid as he took her little clit between his teeth. She thought he might bite it but he was very gentle and somehow sucked it in and with just the slightest contact with his teeth. Janet didn’t realize it but she screamed. Mr. Jackson kept it up for several minutes. He looked up at her and smiled his face was soaking with her juices. Price of Bad Debt Ch. 01-02 Then he kissed her tummy and sucked each nipple until she was constantly moaning. He reached between their bodies and inserted one long black finger in her pussy. Janet was embarrassed because her pussy seemed to grab and suck his digit in deep. His finger was joined by a second one. He really knew a woman's anatomy. He reached up towards the top of her vagina and started to massage her G spot which triggered a nonstop climax that must have lasted for several minutes. Then suddenly he withdrew his fingers. Janet realized the moment of truth had arrived, she was about to get fucked by her first black cock, and she now knew the rumors were true, blacks did have bigger cocks, at least Mr. Jackson did. Janet knew that she was soaking. Then, she felt the outside of his hairy thighs as they touched the insides of hers. She knew that it was his cock head that was now moving up and down her slit, from her clit to her asshole. She really wanted it and by her movements and sounds he must have known that. Then Mr. Jackson again tired tormenting her, he placed the head at her opening and said, "You put it in Janet, you know you want it." Janet took hold of the base of his shaft with one hand and pulled his buttock cheek with the other. It was starting. She caught her breath. Perhaps two inches, three, five had entered her. Oh god, she was cumming. He stopped for a minute and kissed her. Then he continued. She was sure that it would be impossible for her to take every inch of the black shaft but she was wrong. By the time every inch was sheathed by my tissue she was perspiring like she had run a marathon. Maybe running a marathon would have been less of an accomplishment. Then he started moving. Alternating between hard, soft, fast and slow strokes. He was driving her crazy and he knew it. Janet now knew she was capable of attaining sexual peaks she had never reached. Tears were streaming down her face, but were they from shame, fear, or enjoyment, she didn’t know. Mr. Jackson groaned with pleasure as his cock was being enveloped in the slick but tight love nest of the sobbing young wife. He enjoyed having a struggling woman in his arms. Then he began to pump his enormous body up and down into the sobbing beauty. He again slammed his black monster forward, burying the entire length of into Janet loving the way she was obviously enjoying the fucking he was giving her. Holding the trim sexy hips tightly to him, he got the reaction that he had been waiting for. He knew the faithful beauty's body had betrayed her will power, for suddenly she began to arch up, enveloping more of his thick black cock. He laughed as he heard her groan in shame, her body not obeying her will power as she clenched her thighs tightly together to get all of his cock into her. Oh, yeah baby, that’s it, take my nigger cock take all of my cum!” Then his cock exploded, spurting out his thick potent jism, deep into her fertile womb. Janet’s body went out of control, reacting on its own as her trim white legs encircled her rapist and squeezed, trying to milk all the hot cream out of him. At the same time Janet experienced an orgasm like none she had ever imagined. It was so intense. So forbidden, against everything she had been taught and yet it was thrilling and satisfying beyond her ability to describe. Now that the pleasure had swept over her though, the guilt of what she had done and how she had betrayed her loving husband and family hit her like a lead brick. How could she have given in so easily, and enjoyed it so much? Mr. Jackson had no regrets; all he could think about was the future he had planned for the beautiful Mrs. Ross. He slowly withdrew his now shrinking black cock, pulling it out with a 'pop'. He needed a break to regain some energy before socking it to the beautiful bitch again. He got up and looked down as Janet sobbed in the shame and humiliation of being ‘ruined’ by a black cock and for the way she had responded to his possession of her body. He enjoyed the sight of the lovely housewife curled up in a fetal position, with his thick nigger cum oozing from her slit. Twenty minutes later, Janet again felt Mr. Jackson climb onto the bed. Pulling her legs apart he again began to play with her still oozing slit. Again the unwanted stimulus had the desired affect. She felt him begin to suckle on her tits and again she craved more of wonderful feelings. Gone for the moment was the guilt and only the desire remained. She never thought she would hear herself utter the words to any man other than her husband, but she did. She begged him to "fuck her!" Then he was looming over her. They kissed and she again felt the head of his cock try to enter her. Janet instinctively reached down to guide it in and again wondered if she would be able to take it. When the head went in past the glands she swore she heard a plopping sound. Then slowly, so slowly Mr. Jackson began to push more and more of the black meat into her pink pussy. She reached down to feel that there were still three or four inches outside her by the invader. But she also felt herself adjusting to accommodate the massive cock. Her little tuft of pubic hair mingled with his coarser hair. Her pubic bone was separated from his by a thin layer of skin, nothing more. Her juices were gushing. Then he started to withdraw until just the head was inside her. He seemed to actually pause at the top of his stroke before ramming forward until our bones touched again. She came and came and came. They fucked like this for what must have been half an hour until he announced the arrival of his climax by screaming, "I'm cumming." Janet could actually feel the insemination as his semen splashed against her cervix. The next two hours were filled with more of the same.body. It hurt, but not unbearably. She know her insides were being pushed around.