1 comments/ 116906 views/ 27 favorites Wife Makes the Car Payment By: altego "I hate this shit," thought Jesse as she walked up to the car lot office. Jesse and her husband were in financial trouble. She had lost her job, and her husband, Jake, was working double shifts to attempt to make up the extra. However, they just couldn't make ends meet. Now exclusively at home, Jesse became responsible for dealing with the creditors and bill collectors. It was bad enough that they were to the point where they almost had to claim bankruptcy, but the piece of shit car they bought from this car lot had been more trouble than it was worth. They thought they were planning ahead when, seeing the inevitability of the repossession of their 2 year-old car, they purchased this piece of shit. They came to this 'no credit, bad credit' lot and purchased a 22 year-old car to have when the newer one was gone. Unfortunately, things had not worked out as planned. Jake had spent more time than not, trying to keep the stupid thing running. Twice already, it had been beyond his abilities and they'd had to take it to a mechanic to be fixed. This cost money they couldn't afford to lose. Without a choice in the matter, they had to miss one car payment already to pay the mechanic. Jesse was here now to explain that she had to miss a second one to get it fixed again. "Shit! Double Shit," she muttered as she walked into the office. The owner was a gentleman of about 60 years of age. His name was Mr. Williams and he had a quick smile. He had been patient with her and Jake in the past while they were trying to pull through their problems. He had even fixed the car a couple times himself for free. They had decided in the beginning to come clean with him and tell all. They felt that they had developed a rapport with him, and gave him a reasonable amount of trust, mainly because he was around the age of their own parents. Jesse hated to do this again, and was afraid to make him mad, because she cared what he thought of them. She did not necessarily think of him as a father figure, but cared nonetheless. At least she had dressed for the occasion. The last time she had been there she caught him taking sidelong glances at her when he thought she wasn't looking. Once, she caught him staring at her breasts in her tight shirt, but he played it off so well that she began to believe she had imagined it. Regardless, he had agreed to them being a month late rather easily. Not so consequently, this time she came dressed to kill in a miniskirt and tight tank top. She hated to use sex appeal to gain advantage, but they were desperate. They could not afford to lose this car, no matter how bad it was. It, at least, ran 60% of the time, and someday may run longer. "Hello Jesse," called Mr. Williams when she came into the office that was empty, save him. "How are you doing today?" "Good, I guess," Jesse stated in a muted tone, feeling and sounding guilty. "What's wrong Hon?" asked Mr. Williams as he stepped up to her. "Mr. Williams," Jess blurted. "I'm sorry, but the timing gear went out on our car. We had to get it fixed and the mechanic charged $300." As the words came out of Jesse's mouth she saw his expression begin to change. He stated "Jesse, you are already a month past due. Are you telling me that you're going to miss another one?" Jesse felt her face heating up in embarrassment. Hanging her head in shame, a humbled "yes sir" was all that made it out of her mouth. "Let me explain something to you Jess," Mr. Williams stated in a serious and aggravated tone. "You bought that car 'As Is', and that means whatever problems it has were bought along with the car. They are not my problems. I have already fixed it for you several times at no charge, I've let you be late on payments, but two months without a payment is something I just can't do. I'll simply have to repossess it." Jesse lost a little of her embarrassment and got a little angry instead, "I understand that, but it spends all its time broken. I could make the payments if I didn't have to keep getting it fixed! At this rate, we don't have much more to do to it before we've replaced nearly everything! You can't take it from us now!" Mr. Williams calmed a little and in a softer tone told her, "Jesse, what am I supposed to do? You are now two months late, and I don't know when I'll get paid. I can't do business that way." In a shaky voice Jesse said, "I know, I know, but this should be the last time. Can't we get a deferment? Isn't there anything that can be done? The car is a lot better now and should keep us for a while. We can catch up, I promise!" Angry again, Mr. Williams retorted, "I'm not a bank. I can't defer payments. They are how I make my living. If I can't get paid then I have to take the car back." Jess was heart broken, "What can I do?" It was like a slap to her face when his next statement caught her in the act, "You wore that outfit for me, didn't you?" "What!" She said shocked. He continued, "You wore that outfit hoping I would be so distracted that I'd let you off with a slap on the wrist, didn't you? How dare you try to trick me with that nonsense!" Jesse finally broke down and cried. She knew her makeup was running, but she couldn't stop. She couldn't even figure out how she was going to pick Jake up from work now. They were new to the area and did not have a single set of friends. Their financial condition and his work schedule just didn't allow for it. "Yes" she squeaked out, "I caught you peeking last time and thought this would help out." Embarrassment didn't even describe how she felt now. "Did you think you could wiggle your ass and flash your tits and I'd let you off for another month? You've either got a high opinion of yourself or you're stupid!" It sounded to her like he was yelling and everybody in a 3 block radius could hear, though in reality, it wasn't that loud. She continued to cry and wondered what to do next. He toned down some and said, "Do you want to keep your car so bad that you were willing to flaunt yourself in front of me?" "Yes," she meekly stated. Jesse heard the tone in his voice lower and get deathly serious when he stated, "Well, I tell you what, maybe we can work a deal after all?" "Wh-What are you talking about? You already said I couldn't be late again." Jesse was confused and so upset she didn't see where this was going. Mr. Williams just looked at her. She saw a look in his face that she had not seen before. "Was that lust?" she thought to herself. When the realization sank in, she started backpedaling. "No, no, no sir, I will not have sex with you! Not even for the car!" "Sex isn't exactly what I had in mind darling," he stated with a mischievous tone. Jess was confused, "What are you talking about then?" He continued with that same tone, "Well, you've been a very bad girl. I think you need a spanking." If Jesse's mouth was big enough, her jaw would've definitely hit the floor. "What the hell are you talking about? Are you some kind of pervert?" His toned switched from mischievous to malicious, "That may be a name for it, but I don't apologize for it. You have a problem, and I have a solution. It is not so much sex, as you're giving me an outlet for my anger I feel at you." He continued in a more cordial tone, "You will not be forced to perform any sexual act. Let's put it on the table. You've got a very nice ass. I've known that since the first day we met. I've often thought about swatting it and seeing it turn red under the palm of my hand. If you let me spank you, I will give you another month to make a payment." "You can't be serious! I may be young, but I haven't been spanked since I was a child, and you're old enough to be my father!" Jesse was disgusted by the idea, at least outwardly. Inside, she wasn't sure yet. "Nevertheless," Mr. Williams continued, "that is the deal I am offering you. I know Jake is working late tonight, and you have to get home. You can do this, keep your car, and pick him up; or, you can leave your car with me and walk or call a taxi. It is your choice." Silence reigned for a few minutes. Jesse looked at Mr. Williams defeated, "You spank me, and I get another month. Nothing else is required of me, right?" "Right," came the reply. "How and when would you do it? You can't do it here." She had a glimmer of hope that it would all pan out. They could set a date and time, and then she could figure some way out of it, while keeping her car. "Right here, and right now. That's the deal, take it or leave it," he stated. Silence again. It seemed that hours passed when in fact only moments had. Jesse could see no other way. After all, it wasn't sex. Perverse, yes, but not sex. It would let her keep her car that she needed so badly for Jake and herself. "Fine" came her reply. Mr. Williams smiled and moved to a door in the back of the office. "Through here darling," he stated through a huge grin. He had won and he knew it. "Just get it over with," was all that played through Jesse's mind as she walked through the door. This room was smaller than the office, and looked to be a combination between a book keeping area and storage. A small desk, with a calculator, a desk calendar, and some assorted office supplies were haphazardly scattered around the top of the desk. There were also supplies such as quarts of oil, grease, and rags stacked in a corner by a set of full size file cabinets. The room was a little dingy, and none of the chairs looked comfortable. Mr. Williams sat in an armless chair and without hesitation beckoned Jesse to lay across his lap with a wave of his hand. Jesse, still very freaked out, decided just to get it done. She got on her knees and positioned herself over his lap. She was definitely freaked out, but very curious all the same. "What was the big deal here? Why would anybody enjoy spanking someone else?" she thought. He started by rubbing her ass through her skirt. She wiggled and fussed, "You said a spanking, not a fondling!" He shut her up quickly when he landed a full handed smack on her ass that was so hard she squealed in pain, "Ow! Fuck that was hard! Are we done now?" "Not quite darling," he toned. "We've just begun. You see, I have a lot of frustrations right now, and you're going to get it." He swatted her again. "Geez that hurt her ass," she thought. He continued, and she found herself struggling to block his blows with her hands. "You are not being a good girl Jesse! Take your spanking! You car is in the balance!" He yelled. She responded, "I know, I know, but I can't help it. It hurts so badly!" "Stand up," he snapped. "Do you want me to take your car?" "No!" she replied aghast. "Then you're going to get your spanking! Come over here." He walked over to the desk and with a sweep of his arm, knocked everything on it into the floor. "Bend over this desk." "I-I don't want to," Jesse begged. "I can stay in your lap; I promise that I won't fight it!" His toned implied arguing was futile, "It's too late for that. If you want your car, bend over this desk." She meekly complied with his wish, and felt her short skirt rise up when she bent over. She was sure it hiked up enough for him to see the flesh of her ass cheeks, and maybe the thong running between them. He wasn't content with her just bending over. He picked up a couple of cargo straps from the corner, and walked over to the side of the desk her head was hanging over, and started affixing them on her wrists. "No, no, what are you doing?" she begged. "This is for your own good. If you don't quit blocking the spanking then I'll be forced to take your car. With your hands and feet bound, you won't be able to block. Yes, it will hurt when I spank you, but when it is over, you get to keep you car. Do you understand?" He spoke gently and very fatherly, though that sounded strange given the situation. "But you could take advantage of me. That would be rape." She gasped. He replied, "Listen, I already stated that you would not be forced to do anything, and I meant it. You make yourself known that you don't want anything and you'll get out of here with nothing, but a stinging ass, of course. Do you understand?" "Yes," she replied. "Yes Sir," he corrected. "Yes Sir," she said weakly. "Good," he moved on. "Now don't struggle with this. I don't want you to get rub burns on your wrists and ankles. That might draw attention from Jake when he gets home, right?" He continued to tie her down. He attached a strap to each wrist and tied them to the desk leg on each respective side. He then had her spread her feet apart, and attached another strap to each ankle and tied them to the desk legs on their respective sides. He stood back to admire his work, and liked what he saw. She lay with her tits pressed against the desk, completely unable to move. Her ass was so young and so tight that he could hardly wait to wear it out. The skirt was up just enough to see the beginning of her ass cheeks hanging out the bottom. He leaned down to get a better look and saw the thong laced between her ass cheeks and wrapped around front to cover her crotch. He thought, "Good, only the skirt between her ass and me." "Please, please, let's get this over with," Jesse begged. She was humiliated beyond belief and wanted to put this in her past as soon as possible. "Beg me to spank you," Mr. Williams requested. "Wh-what?" came Jesse's reply. "You can't be serious, just do it." "Beg me," He persisted. Jesse felt she had no choice anymore, "Pl-please, Mr. Williams, spank me now." "Call me 'Daddy'," he said. "Call you what?" She must have misunderstood. He got angry, "Call me 'Daddy' and beg me to spank you! Do you get it you stupid bitch!" "Okay, okay! I get it! I get it!" Jesse was very upset now. She'd do anything to get this over with. "Spank me Daddy, please spank me. I've been a bad girl!" "Yes, you've been bad," he replied. He raised his arm up high and SWAT! He landed a heavy blow on her ass. She squealed, but understood her role now. "Please Daddy, I've been very bad. I need a spanking. Give it to me Daddy." He swatted her 4 to 5 more times, before his hand got tired. With each blow she squealed like a little girl and begged for more. It may have only been his imagination, but it seemed that she was getting into it. He removed his belt. If his hand couldn't take anymore, his belt could sure last awhile. With the first lash of the belt, she jumped the best she could while strapped down. Letting out another squeal, she begged him to stop, "Please it hurts!" "I said shut the fuck up!" he retaliated. Determined to give Jesse a good beating. The lashing seemed to last forever. Jesse lost count of the swats. She was sure her bottom would be bruised at the very least, if not bleeding when he finally finished. It started with pain and her feeling of disgust for him and herself and the entire situation. Her calls for him to spank her were forced, and done simply out of desire to get the situation over with. She wasn't sure when it began. She thought it was just habit at first, the way she continued to call for him to spank her and to call him 'Daddy', but soon, she discovered that while she still felt the pain, that it was affecting her differently. She felt it, but she began to like it. She began to anticipate each blow, and the squeals that were originally of pain, became squeals of delight. Neither of them knew the exact moment that it happened, but soon with each blow, she was looking back at him begging, REALLY begging this time, "Spank me Daddy, oh fuck! Spank my little ass, I've been so bad!" Mr. Williams realized it too, and continued with renewed strength. "Lift my skirt Daddy, I've been very bad! I need my bare bottom spanked!" She called to him. He readily complied and when he lifted her skirt, he beheld her beautiful ass. It was laced with handprints and belt marks. She would definitely be sitting lightly for a few days, but he didn't care. His dream was becoming a reality. He was spanking this beautiful girl's young ass, and she was begging him for it! He continued to spank her. It must have lasted 20-30 minutes. The beating was brutal and intense. Her begging and him giving. Finally, he tired out. He just couldn't lift his belt one more time. It was then he noticed his cock was rock hard. Oh fuck, it had been awhile since he'd seen his old friend. He walked to the side of the desk her head was on and looked at her. "Are you enjoying the spanking you little bitch?" "Are you done spanking me Daddy? I want more, please?" Jess replied. Her eyes were bright with tears and her face covered with running mascara. Her face was a mask of lust. "Daddy has to rest sweetie?" he replied. "Please, more?" she continued to beg. She noticed the bulge in his pants. "Oh Daddy, your dick is so hard. You like spanking me don't you?" He nodded an affirmative. "Can I see it Daddy?" Jesse was hot and didn't care what she had to do to get release. She would do anything to be spanked some more. "It felt so fucking good!" was racing through her mind. "Sure Baby," he pulled it out. "Have you seen one this big before?" It was fairly good size at about 7-8 inches long and a pleasantly fat shaft. Jesse gasped, "It is so big, so big. If I suck it will you spank me some more Daddy?" "This was just supposed to be a spanking, remember?" he replied. Jesse begged, "I know, but I need spanked. I would do anything to be spanked. Pleaaaaase?" Mr. Williams got an idea. He acted on it before she could change her mind and stepped over to an intercom by the door. He pushed the button and spoke into it, "Joe, are you in the garage?" He released the button and waited. "Yes sir, I'm in here working on Mrs. Baxter's car. Do you need something?" "I need you in the back office right away. Hurry!" he replied. "What are you doing Daddy, aren't you going to spank me some more." Jesse was practically pleading now. "You'll get your spanking darling," he responded. "I want to suck you fat dick too Daddy," she was pouting now. With that Joe walked in and stopped. Joe is about 6' 3", weighs about 225 pounds and is black as night. At this moment his mouth was wide open. "What the fuck?" he managed to stutter. "What are you doing to this girl?" Mr. Williams responded proudly, "I'm spanking the hell out of her. The more I spank her the more she wants. I've got her wanting to suck my dick now, and my arm is tired. You spank her for awhile and we'll see what we can get from her." "Daddy, please!" from the desk. Joe was convinced. "That is one fine looking white girl. Look at that ass!" Joe moved over beside her and started kneading her cheeks. Jesse giggled, "Please spank me Joe, please!" Joe was no idiot. A pretty young white girl begging to be spanked isn't something you came across everyday. He took Mr. William's belt and gave her a tentative swat. "No! Harder!" she begged. Joe swatted her harder the next time and still harder the next. "Yes! Yes! Spank my ass!" she called. Mr. Williams stepped in front of her. "Do you want Daddy's cock baby?" In between squeals she replied in gasps, "Yes, Daddy. Stick your big dick into my mouth!" Mr. Williams stepped up and placed his cock in front of her. She was wincing with each swat. Joe was going slow and hard. He had a good pace. She leaned forward and started taking his cock into her mouth. "Oh fuck!" He thought. How long had it been since his cock was in a girl's mouth. She spit it out momentarily. "Let my hands loose Daddy, I want to touch it too!" He couldn't move fast enough. He released the straps and both of her hands went to his cock. "Mumpf, hmpf" noises were all that escaped her lips as she gobbled his cock like she was starving. Wife Makes the Car Payment "Damn, this white girl is all wet back here!" Joe spoke up. He had stopped spanking her and began rubbing her bare ass cheeks. He moved his hand up and down the crack of her ass until he was glancing across her thong enclosed pussy. He followed the wetness, and cupped her cunt in his hand firmly. Jesse pulled her mouth off of the cock in it and chanted, "Fuck, oh fuck! Fuck! I'm cumming!" She was already plenty wet there, but now even more so. Joe decided it was his time to get in on the action. After her orgasm subsided Jesse attacked Mr. Wilson's cock with renewed vigor. Joe continued to rub her pussy. After no protests came, he moved the thong material aside and ever so carefully slipped a finger into Jesse's hot pussy. "Yes, yes, play with my pussy!" Jesse encouraged. Joe wanted those panties off, but her feet were still tied. He looked around and saw the scissors on the floor. He picked them up and with a quick her wet, ruined thongs fell to the floor. Joe wasted no time. His time was now. He dropped his coveralls and out fell a huge cock. It was at least 12 inches long and very fat. He lined up with Jesse's cunt and began working it in. She was tight, but he was patient. The second he started working it in, she started moaning and moving her ass. At first he thought in escape, but soon he realized she was trying to help him. He continued to work it in. When he was half way there he let down a heavy slap on her ass. "Oh yes, fuck me, spank me, yes, yes!" Jesse begged. Joe worked his fat cock in as far as possible and started stroking in and out in long measured strokes; occasionally landing a blow to Jesse's ass for good measure. Meanwhile, Mr. Williams just stood there as Jesse sucked and milked his cock with her mouth and hands. No way did he ever think this would happen. It was far beyond his wildest dreams, but here it was, true. He was a good 30 years her senior and this beautiful young woman was sucking his cock like he was some kind of stud. Of course, she was loving that big cock of Joe's in her pussy as well, but Mr. Williams was in heaven. "Joe, I was wanting some of that pussy, and you're fucking it up for me, you big cocked bastard." Mr. Williams said half heartedly, his cock was feeling very good. Joe laughed, "This pussy in mine sir, but how about I loosen her asshole up for you, will that work?" Mr. Williams nearly came on the spot, he'd never had anal sex before. Jesse was out of control, but would she go for that. "Give it a shot Joe." Joe kept his stroking up and looked around. Close to hand was a case of oil in quart bottles. He grabbed one and looked at it. "5W30 Weight, that's perfect." He laughed and opened the cap. Mr. Williams watched as Joe tilted the bottle near the top of Jesse's ass and the motor oil began running down her crack. Joe poured some more and began rubbing all over Jesse's ass with it. "Yes, yes, that feels so good. Your cocks are so good. Play with my ass, make it feel better." She moaned. Joe moved his rubbing inward and started running his thumbs up and down Jesse's ass crack. He slowly worked his way to her little brown bud of an asshole. As he got closer he picked up the pace of his fucking. Jesse's mouth slipped off of Mr. Williams' cock, and Joe's tempo reached a pace she couldn't keep up with. All she could do was lay there and enjoy the pounding. Joe continued to play with her asshole by probing its tightness with his thumb. Joe then slowed, and pulled out until the tip was the only thing left in Jesse's pussy. Without warning, he slammed it home, but this time he rammed it in up to the base of his massive cock. As he bottomed out and his balls slapped up against her cunt, Joe slipped his big thumb into her ass. Jesse squealed with delight, "Yes, yes, fuck every hole!" That was the signal he needed. Mr. Williams pulled away from Jesse's mouth with anticipation of what was to come. Joe was fucking her hard and fast. With each slam of his cock, he jammed his thumb back into her ass. After a few strokes, he replaced his thumb with his index and middle fingers. "The girl was insatiable!" Mr. Williams mind raced wildly. Joe was now moaning and muttering, "That tight white pussy is getting to me. I'm going to fill your little girl cunt with my cum, do you understand? Do you want it? Do you fucking understand?" "Yes, yes, fuck me. Fill me up," she begged. Within 30 seconds Joe could take no more. He gasped and grunted; he grabbed Jesse's hips and slammed home one final time. His face was a mask of animal emotions as he held himself fully penetrated in Jesse's pussy and emptied his seed into her womb. "Fill me up baby, fill me up!" She called. Joe came for what seemed like forever. When he pulled his cock out, a rush of cum came spilling out and began dripping down Jesse's pussy. "Your turn boss," said Joe with a smile. Mr. Williams released the straps on Jesse's feet and rolled her over onto her back. "Oh yes, fuck me Daddy, fuck me hard." She demanded. Joe walked to the other side of the desk. He was tall enough that he could stand over Jesse's face. He put his softening cock on her mouth. "Clean me up bitch. You fucked good, and now it's time to lick it up. Jesse greedily started sucking the remnants of his cum and hers off of Joe's dick. Joe lifted her tank top up and taking the scissors again, snipped her bra neatly loose. He fondled her tits while she obediently licked and sucked his cock and balls clean. Mr. Williams wasted no time. Jesse's ass was well lubed with the motor oil, and after positioning his cock at her tightest hole, shoved it straight up her chute without delay. Jesse moaned and moved under him, but never stopped sucking Joe's cock. "God her ass is tight!" Mr. Williams said. "Fuck my tight ass Daddy, fuck me!" Came Jesse's rant. And fuck her he did. He felt young again as he plowed her fine ass. He started slow and then sped up. He slowed down for awhile and then slammed it to her again. The entire time her begging him for more. Joe, with his freshly cleaned cock, put his coveralls on and stood aside to watch as this old man plowed the young woman's ass. Mr. Williams went for about 10 minutes, but soon it was time. "Are you ready for Daddy's cum in your ass, sweetie?" "Yes, Daddy, yes! Fill my ass with your cum!" With a yell, Mr. Williams let loose with the biggest load he'd experienced in years. He pumped what felt like a gallon of cum into Jesse's ass; the entire time being cheered on by her. When finished, he stepped aside and sat down. Jesse, still hot, used both hands to play with her cum drenched pussy. Joe and Mr. Williams relaxed and watched as the girl lay on the desktop teasing herself. She alternated between rubbing her clit and fingering herself in both the pussy and ass. Soon, she had an earth shattering climax. Screaming and thrashing about like she was in pain, which by now, every one knew she was not. Afterwards, she lay on the desk gasping for air, with a glazed expression on her face. Later, after composure returned, Jesse rearranged her tank top and skirt back into position. Neither had ever been removed. Of course, her bra and panties would never be used again, and were deposited in the trashcan by the desk. She kissed Joe first, and spent some time enjoying the strength of him and the feel of his lips. She then moved to Mr. Williams and kissed him with a long and lingering kiss. "Thank you Daddy," she said and giggled. He smiled back at her. "Consider those two car payments as made, and start up again with next month's payment." Later that night, after Jesse had picked up Jake from work, they were back home and going to bed for the evening. Jake had worked 16 hours today, and had to be back at work early in the morning. As they snuggled, Jake asked about the car payment, and Jesse explained that Mr. Williams was very understanding and that they could make it up. As Jake drifted off to sleep, Jesse had to position herself to get comfortable again due to the soreness of her ass. It was welted and bruised in several places, and would take a few days to heal. Good thing Jake was too tired for sex, or she'd be found out. She lay there thinking over the events of the day, and slowly played with her pussy. She had never known her capacity for such a thing, but had really enjoyed the whole experience. She wondered if she could ever get Jake to spank her ass like Mr. Williams and Joe had. She worked herself to a climax while her unknowing husband slept soundly beside her. As she came down off the mountain and relaxed for sleep, her last waking thought was, "I hope something happens so I can't make my payment next month."