“...Banjo……...Banjo……….BANJO!” Banjo was jolted awake as he sat straight up and looked around him. He realized he was very chilly, but because he was groggy upon waking up, he just guessed it was because his blankets fell off.


“What is it, Kazooie?” Banjo asked impatiently, rubbing his eyes with his paws and looking over to his avian friend, who was sitting in his backpack.


“There’s trouble!” Kazooie began, giggling softly to herself as she looked at her friend on his bed. “One of the Twinklies from Freezeezy came and told me that they’re being attacked again! We have to go stop them!”


“We have to go save them?” said Banjo, pushing himself up and out of bed, “count me in!” Banjo was busy being enthusiastic about the task at hand, so much so that he missed some important things about his appearance that morning. Maybe it was the breeze brushing past his exposed lower body or the incessant giggling coming from Kazooie, but Banjo eventually noticed that he had been completely naked the whole time. “GAH!” the bear shouted, covering up his exposed winky and balls and giving Kazooie a nervous smile.


“Took ya long enough!” Kazooie teased with a grin on her beak, “I was beginning to think you’d never notice!”


“Can it, Kazooie!” retorted Banjo, feeling embarrassed about his nudity, “Now where are my shorts?”


“Right here, bear-brain,” Kazooie said, reaching into the backpack she was sitting in and pulling out the yellow shorts with her beak. She tossed them over to Banjo and the bear caught them in his paws. Looking more closely at them, however, Banjo realized something was off.


“Hey, Kazooie? Where’s my belt?” asked Banjo, turning the shorts in every direction in hope of finding them.


“You seriously don’t remember, Banjo?” she asked. “We were rescuing Tooty from that giant snake yesterday and he ate your belt right off your shorts!” Kazooie couldn’t resist laughing a bit as she explained to the ursine what happened. “Those things fell straight down and your sister saw…” the red bird looked down into Banjo’s lap, spotting his exposed privates once more, “...everything, hahaha! You should really remember to put your underwear on,” Kazooie said smugly.


“No way,” Banjo said, shaking his head, “they chafe too much. But that just means I’ll have to hold my shorts up the whole ti--”


“Banjo, come on! We have to go rescue the Twinklies!” Kazooie said, rushing Banjo and watching as the furry bear struggled to get ready.


“Okay okay, I got it, Kazooie,” said Banjo, hopping off of his bed to where his rear was facing his winged companion. He lifted one of his legs to step into his bright yellow shorts, flashing Kazooie his balls and furry bear butt.


Kazooie whistled and teased her friend while he was putting on his shorts. “Nice rear, Banjo! You’ll probably need me to save it in a bit, though.”


“Quit looking, Kazooie!” Banjo whined as he covered his rear with one of his paws and blushed under his fur. He stepped his other paw into the shorts and pulled them up to his waist. “There,” he said to himself, walking over to Kazooie and grabbing his backpack off of the hook. “You ready?” he asked, holding the backpack and the bird sitting in it in front of him.


“Uh...Banjo?” Kazooie said with a grin, pointing down with her wing. “You had a little...wardrobe malfunction.”


“Wha--?” Banjo exclaimed as he looked down, seeing that his shorts were already on the ground. “Seriously?” he said, bending over to pull them up, “am I gonna have to hold these up the whole time?”


“It looks like it, champ,” Kazooie said, giggling as she saw her friend try to hold up his loose shorts, “don’t worry, Banjo. We’re going to Freezeezy Peak, so they’ll just assume it’s shrinkage.”


“Hey, I’m not that small!” said Banjo, slinging his backpack over his shoulders. He peeked self-consciously into his shorts, not knowing that Kazooie craned her head over his right shoulder to get the same view.


“Psh, I beg to differ,” she said, looking down at the poor bear’s cut winky. It rested snugly above his smallish ursine balls, probably about an inch and a half in length. Kazooie almost could’ve sworn she had seen it twitch nervously when she looked down at it.


“Stop it!” Banjo snapped, no longer peeking into his shorts, “I already told you to stop looking!”


“Haha, I think I’m going to be seeing a lot more of you today than you want, Banjo,” Kazooie said, giggling to herself as Banjo walked out of his house and over to Gruntilda’s Lair, paws firmly on his shorts the whole time. Although he had almost dropped his shorts on the way over, Banjo had managed to avoid the monsters around Spiral Mountain. He and Kazooie finally made it to the entrance for their destination.


“Hey, I think we made it!” said Banjo, letting loose a sigh of relief as his paws clutched his shorts again.


“What makes you say that?” Kazooie quipped sarcastically, staring blankly at the enormous ‘FREEZEEZY PEAK’ sign above the door. The two of them entered and Banjo was immediately feeling the cold air get to him.


“Phew, it’s chilly here! Now I remember why I didn’t want to have to come back!” Banjo said, holding onto his shorts as he slid with Kazooie down the first hill he saw. What Banjo didn’t account for was the giant polar bear at the bottom of the slippery hill. He was lying on his back and clutching his stomach before…*SHHHHRRRRSmush*. All Banjo could feel on his snout was warm squishy fur, and when he opened his eyes…”Ahhh!!! Blech, gross!” Banjo exclaimed, pushing himself away from what he realized to be a Polar Bear’s furry privates against his muzzle.


“Banjo!” Kazooie said upon seeing everything that had happened, “at least buy the poor bear dinner first.” Kazooie’s joke did not resonate well with Banjo, who was spitting out the white fur he got on his tongue.


“What are you doing to Boggy’s privates?!” Boggy the Polar Bear demanded to know, standing up and looking down at Banjo.


“S-sorry, Boggy,” said Banjo, standing up and rubbing his own muzzle, “I was sliding down the hill and I guess I just lost control.” While Banjo was speaking, he neglected to hold onto his shorts as he had been doing for the whole journey over, and before he knew it, they fell straight down to his ankles. Kazooie peeked out of the backpack and down at Banjo’s furry rear, now exposed to the cold. Being a furry bear, however, Banjo didn’t notice he was nude until someone pointed it out for him.


“What is that tiny thing between your legs?” Boggy asked, “is that your...winky? HAHAHA! Boggy’s is much bigger!” Boggy said, shaking his hips around as his larger flaccid weenie wiggled around, making both Banjo and Kazooie blush for different reasons. Banjo immediately reached down to grab his shorts and pull them back up.


“Uh...Boggy?” asked Banjo, face still red from all the exposure, “we came over to Freezeezy Peak because we’ve been hearing that the Twinklies are in trouble.”


“Have you seen ‘em anywhere?” asked Kazooie, popping out of Banjo’s backpack and reminding her friend that she was there to see everything that just took place.


“Boggy thinks they’re down by the lake. There’s all kinds of shouting coming from that box that they live in down there,” explained Boggy.


“Thanks, Boggy,” pouted Banjo as he walked off and slid down another hill, still deeply embarrassed from being so close and personal with another bear like that.


“Aw, don’t worry, Banjo,” said Kazooie in a teasing voice, “I’m sure Polar Bears are just naturally bigger down there, that’s all.” Banjo wanted to ignore Kazooie, but her words got into his head and he pulled his shorts forward to check his size again. It had only been a few minutes since they were there and he had already shrunk down a bit! His brown furry bear balls had already tightened up under his scrunched-up winky.


“Haha! Oh my gosh, Banjo,” Kazooie said, peeking intrusively over his shoulder again, “they’re getting smaller!”


“Kazooie! How many times do I have to tell you--” Banjo started, only to be interrupted by the snarky, red-feathered bird.


“I’ll only stop looking when you stop showing me, Banjo!” she said, still looking closely before Banjo covered his bits back up again.


“Whatever,” Banjo pouted again, “let’s just go find the Twinklies.”


“And hopefully get not much colder,” Kazooie joked, making Banjo blush yet again.


The duo approached the box full of Twinklies and tapped the top of the box before a Twinkly burst out and greeted the bird and the bear. “You guys made it?! Oh, thank goodness! We’re just trying to get from here to the christmas tree, but there’s a big Twinkly-Muncher in the way!”


“That’s okay, we’ve dealt with Twinkly-Munchers before. Right, Banjo?” asked Kazooie, nudging the bear on his shoulder with her wing. “Usually with a bit more belt support, but Banjo will make do.” Kazooie slapped Banjo’s behind as she said that, making Banjo jump and grab onto his shorts tightly with his paws. The red breegull hopped out of Banjo’s backpack and sat with the Twinklies, watching from the sidelines. The anxious bear looked over and saw a Twinkly-Muncher pop out of the ground. It snapped its teeth a couple of times at Banjo, making him clutch onto his shorts even tighter.


“Uhhh...yeah, I think I can take him on,” said Banjo, slowly approaching the Twinkly-Muncher with a shake in his step. The nervous bear went step by step, getting closer and closer to the vicious creature before rearing back his fist and…*WHAP*! Banjo knocked the evil creature in the face, causing it to quickly retreat into the ground. Banjo turned around and faced Kazooie and the Twinklies with a proud look on his face. “See, Kazooie? I didn’t even need the belt this time!” he said, unaware that his shorts had dropped in front of the bird and all of the Twinklies, not to mention any other creatures that happened to be walking by.


“Oh, I beg to differ, Banjo,” Kazooie teased over the sound of giggling Twinklies, pointing her wing at his exposed bear bits. Banjo looked down in shock and saw his shrunken parts jiggle a little as he did so. He quickly covered his winky and balls up with his paws, looking down to his shorts around his ankles. Smiling nervously to his audience, he bent over to pull them back up, but he suddenly felt an overwhelming force pull his footpaws back, causing him to fall flat on his face. The Twinkly-muncher had come up for revenge, taking Banjo’s only garment right off of his ankles and retreating into the ground yet again! Banjo, still on his stomach, nervously looked behind to see just as he expected: his shorts had been taken away and they were nowhere to be seen. Not to mention his bare bottom was now exposed to the residents of Freezeezy peak!


“Hahaha!” laughed Kazooie with the Twinklies, “I guess that’s what you’d call a ‘bear’ tushy!” Banjo felt the sting of his embarrassment as he turned bright red under his fur, standing up and covering his rear from their view. Unfortunately, this revealed Banjo’s now very unimpressive privates to his audience as well. “Now his little Banjo’s showing!” teased Kazooie, making the Twinklies burst out in fits of giggles and laughter again. Hearing this, Banjo quickly transitioned his paws to his front, and he swiftly approached Kazooie and the Twinklies.


“Kazooie, hop back in, we’re going,” said Banjo, sounding thoroughly embarrassed after what had just happened.


“Awww, is the big bear getting nervous everyone can see his wittle winky,” she jested, making him turn more red.


“It’s-It’s not little, okay?” Banjo said weakly, peeking down at his bits in his paws before looking back up at Kazooie and the Twinklies.


“Compared to what I saw from Boggy earlier, I’m gonna have to disagree, hehe!” she giggled, flapping her wings and perching herself on his shoulder as she looked out behind Banjo. “Speak of the devil, there he is!”


Banjo turned nervously around (now showing Kazooie and the Twinklies his exposed rump) and saw Boggy approaching with some smaller polar bears by his side.


“Banjo, Boggy needs your help,” Boggy requested, his two sons and daughter standing beside him.


“Uhh...sorry, Boggy,” apologized Banjo, keeping his paws firmly over his male parts, “I kinda need to get home right now.”


“Dad? Why’s ‘e all embarrassed?” Banjo heard one of the kids ask his father.


“Well, son, some bears are just a little smaller than others, and some of them need to cover up down there,” explained Boggy, making his children along with the rest of the creatures in the area start to giggle.


Banjo looked around and saw more Freezeezy residents gather around. His short, stubby tail was planted firmly against his rear as he continued to hide his dignity. “Boggy, I really need to go. I, uh...have a show I’ve gotta go watch,” Banjo lied, trying to escape the situation.


“Well, it looks like to Boggy the only show going on here is starring you!” he said, looking at Banjo’s paws between his legs and causing everyone to laugh again. “Look, Banjo,” whispered Boggy directly to the naked bear, “you owe Boggy for earlier.” Boggy looked down to his large, dangling bits and back up to Banjo.


Banjo looked distressed, but eventually gave in to Boggy’s request. “Fine,” he said, looking anxiously up at Boggy, “what do you need me to do?”


“Moggy’s ball got caught in the giant snowman on the lake,” Boggy explained, roughing up the hair on his son’s head as he giggled, “could you and Kazooie fly up and get it for us?”


“I guess we can...Kazooie, hop in!” Banjo requested, squatting a little so Kazooie had easy entry into the backpack.


“Thank goodness! I’ve been staring right at your fuzzy rear end this whole time, so it’s nice for a change in scenery,” Kazooie quipped, making the nearby creatures chuckle and try to get a look at Banjo’s cheeky display. She hopped in the blushing bear’s backpack and watched as he ran to the closest Kazooie-branded launch pad. Banjo saw the red ball lodged in the snowman’s side in the distance.


“Alright, Kazooie,” said Banjo, “you ready for this?”


“I think I should be asking you that question, Mr. Nudie Bear,” Kazooie jeered, snickering to herself. Banjo and Kazooie were suddenly launched up into the air, and at peak height, the red breegull began gliding toward the snowman. Banjo did have to admit he liked the feeling of the breeze running through his fur, but he was suddenly caught off guard when he heard group laughter and whistling from below. He looked down and realized that he hadn’t covered up his bits before he was shot into the air, and his little weenie was jiggling all over the place above his tight, furry balls for everyone to see! He was about to reach his hands down to cover, but he quickly realized they were approaching the snowman and he’d need his paws to grab on.


“Ngh!” Banjo grunted as Kazooie glided him into the wall right where the ball was lodged. He dug one of his paws into the snow and used the other to dislodge the bright red ball. “Got it!” he said, holding it up and receiving whistles and cheers from the critters below.


“I can take it back for ya, Banjo,” Kazooie said, snatching the ball from his paw with her talons and flying down the meet the polar bears who had lost it.


“Kazooie? Kazooie, wait! I need you to fly ba-a-a-awoooaahhh!” Banjo shouted as he lost his grip on the snow and fell backward into the freezing cold lake. He saw himself sinking deeper and deeper. His vision was beginning to fade as he could feel something pulling on his arms.


*COUGH COUGH* Banjo coughed up water to his side, shivering as he looked up and saw Kazooie, Boggy, the polar bear kids and many other Freezeezy Peak occupants standing over him. He was flat on his back and felt freezing cold as Kazooie started talking to him.


“Hey, you’re finally awake!” she said, putting her wing under his head and lifting it up a bit. “We were kinda worried about you there, buddy,” Kazooie admitted, “luckily, Boggy knows CPR.”


Banjo looked over to Boggy and was about to thank him before he looked down at his own body and saw that he was still naked! Not to mention his legs had been spread open this whole time, so there was no way everyone didn’t already get a good look. Regardless, Banjo tried to move his paws over his tiny, frozen bits.


“Woah, Banjo,” Kazooie said, holding the shivering bear’s paws down, “try not to move too much; you’re still recovering.”


“B-b-but everyone can still see my--”


“Relax, Banjo,” said Kazooie, looking down at Banjo’s shortened cut penis and tight ballsack, “you don’t need to cover up. Everyone got a pretty good look at ya down there, heheh.” Banjo felt the heat returning to his face after he heard this, whimpering quietly in embarrassment. As if that wasn’t enough, Banjo felt something wet and sticky underneath him.


“Uh...Kazooie? What am I sitting in?” he asked, garnering some laughs from the critters around him.


“Huh? Oh! You kinda had a little...accident after we pulled you out of the water,” Kazooie explained, making the polar bear cubs laugh as they pointed at the yellow snow underneath Banjo.


“We all saw it coming out, haha!” said Boggy’s chubbier son.


“Yeah, it was gross!” Boggy’s daughter chimed in.


“You all...saw me…” Banjo said, trying to close his legs together but that ended up leaving his parts poked out for everyone to see even closer.


“It’s okay, Banjo, everybody pees. It’s something we all do,” Kazooie said, giggling along with everyone else, “maybe not in front of everyone at Freezeezy Peak, but anyway…” Everyone laughed at Kazooie’s observation, making Banjo blush even redder. “You ready to go back now?”


“I guess,” said Banjo, feeling utterly humiliated with his bear bits still out for all to see and judge. “Did anyone find my shorts?” The area was silent, save for a few chuckles after Banjo realized he’d have to walk home in the nude. The embarrassed ursine stood up with the help of Kazooie and Boggy, finally getting the opportunity to cover his bits.


“Boggy, you think you could send me some of the pictures you took?” asked Kazooie, just within earshot of Banjo.


“PICTURES?!?” 


Epilogue:


        “Why did it have to be Freezeezy Peak?” Banjo mumbled to himself as he scrubbed himself in his bath later that day.


        “Oh, relax,” said Kazooie, yanking the curtain to the side and watching as Banjo scrubbed the bear bits between his legs.


        “KAZOOIE! Don’t barge in like that! I’m not decent!” Banjo complained, covering himself.


        “I cannot be-lieve you’re still trying to cover up. I’m your roommate! I’ve seen your tubby butt and your little wangie more times than you want to know,” Kazooie said, making Banjo’s eyes widen with fear.


        “Yeah, well now everyone at Freezeezy Peak has seen them too, so there’s one place I can never show my face again,” said Banjo, looking down at his parts in the water.


        “And to think, you could’ve avoided this whole thing by grabbing one of the extra belts at the back of the closet,” said Kazooie. Banjo turned his head to Kazooie and stared blankly at her for a moment.


        “Extra…...belts? We had...EXTRA BELTS?!?!?!” Banjo jumped out of the tub and chased after Kazooie, who immediately flew out the door and proceeded to parade the dripping wet, naked bear around Spiral Mountain.


        “What do ya say, Banjo?” Kazooie teased as she flew away from the angry bear as quickly as she could, “you wanna pay the folks at Freezeezy Peak another visit?”